Hybrid Credit Analyst I: Growth in Commercial Lending

Androscoggin Bank; Lewiston (ME); Hybrid; USD 60,000 - 65,000; Full time

Benefits offered by this job

Paid time off

401k with match

Tuition reimbursement

Parental leave

Volunteer time off

Job summary

Androscoggin Bank, a values driven mutual savings bank in Lewiston, Maine, seeks a Credit Analyst I to join our team. This role analyzes financial statements, collateral and cash flows to underwrite new loan requests and monitor the portfolio.

We offer a hybrid work option and a comprehensive benefits package, including 401(k) with generous match, paid time off, parental leave, and tuition reimbursement. Equal opportunity employer.

Qualifications

• Bachelor's degree or 1–2 years related experience.
• Proven knowledge of accounting principles, banking regulations.
• Ability to work independently and meet deadlines.
• Proficiency with word processing, spreadsheets and databases.

Responsibilities

• Analyze financial statements and collateral to prepare credit analyses.
• Support municipal lending and portfolio monitoring.
• Prepare quarterly classified/watch reports for loan relationships.
• Assess risk ratings, accrual status, and loan loss reserves.

Skills

Credit analysis

Financial statement analysis

Regulatory knowledge

Independent work

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Database management

Job description

Androscoggin Bank, a values driven mutual savings bank in Lewiston, Maine, seeks a Credit Analyst I to join our team. This role analyzes financial statements, collateral and cash flows to underwrite new loan requests and monitor the portfolio.

We offer a hybrid work option and a comprehensive benefits package, including 401(k) with generous match, paid time off, parental leave, and tuition reimbursement. Equal opportunity employer.