Strategic Commercial Credit Analyst

BMO Harris Bank; Indianapolis (IN); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Harris Bank in Indianapolis is seeking a Commercial Credit Analyst to analyze credit information and support lending decisions for a portfolio of commercial clients. The role focuses on financial analysis, risk assessment, loan structuring, and ensuring compliance with bank policies while maintaining strong client relationships and delivering high-quality service.

Candidates should have 1–3 years of experience in credit or lending, a bachelor’s degree, and the ability to work independently

Qualifications

• Bachelor's degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
• 1-3 years of relevant experience in credit or lending instruments in a corporate or banking environment.
• Specialized knowledge from education and/or business experience.

Responsibilities

• Analyzes credit information to support lending decisions for commercial loans.
• Performs financial analysis and assesses client creditworthiness.
• Supports credit-granting decisions by making recommendations to manager.
• Structures and negotiates loan terms aligning with client needs and risk policies.
• Builds and maintains client relationships with Relationship Manager.

Skills

Problem Solving

Collaboration

Detail-Oriented

Customer Service

Analytical Thinking

Financial Analysis

Loan Structuring

Data analysis tools

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Education

Bachelor's degree

Business Administration / Finance / Accounting preferred

Tools

Microsoft Office

Job description

BMO Harris Bank in Indianapolis is seeking a Commercial Credit Analyst to analyze credit information and support lending decisions for a portfolio of commercial clients. The role focuses on financial analysis, risk assessment, loan structuring, and ensuring compliance with bank policies while maintaining strong client relationships and delivering high-quality service.

Candidates should have 1–3 years of experience in credit or lending, a bachelor’s degree, and the ability to work independently