Card Portfolio Risk Strategy Analyst

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. in Delaware is seeking an Associate for the Card Portfolio Risk Strategy team. Your analytical expertise and strategic thinking will influence risk appetite, manage exposure, and support responsible growth.

This high-visibility role connects you with senior leaders across the organization to shape real business outcomes. As an Associate, you will partner with the Portfolio Risk Strategy Lead and product GMs to identify trends, remediate risks, and work with the second-line

Qualifications

• Bachelor's degree in Finance, Business Administration, or related field.
• 2 years of experience in direct-to-consumer lending, originations, and/or retail credit at a large-scale financial services organization.
• Strong credit risk evaluation with quantitative and qualitative analysis.
• Strategic thinking with execution skills and initiative.

Responsibilities

• Evaluate the credit box in partnership with the Portfolio Risk Strategy Lead, product General Managers, Finance, and the second-line Credit Risk team
• Assess new credit expansion opportunities and execute against approved initiatives
• Establish reviews and processes to ensure credit assumptions are being met effectively
• Partner with risk strategy teams to define variables for new credit models and engage with the modeling team on the modeling suite and roadmap
• Develop and implement metrics to track portfolio performance
• Maintain a strong regulatory and controls environment across all risk activities
• Collaborate with stakeholders across risk, underwriting, legal, and finance to balance growth with responsible risk management

Skills

Credit risk evaluation

Financial analysis

Strategic thinking

Cross-functional collaboration

Executive presentation skills

Initiative and goal setting

Education

Bachelor's degree in Finance, Business Administration, or related field

Job description

JPMorgan Chase & Co. in Delaware is seeking an Associate for the Card Portfolio Risk Strategy team. Your analytical expertise and strategic thinking will influence risk appetite, manage exposure, and support responsible growth.

This high-visibility role connects you with senior leaders across the organization to shape real business outcomes. As an Associate, you will partner with the Portfolio Risk Strategy Lead and product GMs to identify trends, remediate risks, and work with the second-line