Strategic Asset Recovery & Collateral Specialist

Sunward Federal Credit Union; Eisenhower Area (NM); Hybrid; USD 52,000 - 70,000; Full time

Job summary

Sunward Federal Credit Union seeks an Asset Recovery Specialist to manage post-charge-off and collateral recovery processes. You will evaluate charged-off loans, coordinate repossession, and document recovery actions while enforcing policies and regulatory requirements.

The role requires liaison with vendors, handling liens and title issues, negotiating repayment terms, and maintaining detailed records to maximize recovery value and minimize losses for members and the credit union.

Qualifications

• Minimum 3+ years in collections, repossession, or asset recovery.
• Experience with multi-state compliance and complex repossession cases.
• Associate degree in business or related field required.

Responsibilities

• Process secured loan charge-offs accurately and on time.
• Coordinate repossession and disposition of collateral.
• Maintain thorough documentation of recovery decisions.
• Communicate delinquency status and repayment options to members.
• Ensure compliance with FDCPA, UCC, and state laws.

Skills

Negotiation

Communication

Leadership

Time management

Attention to detail

Mentoring

Education

Associate degree in business

Tools

Akuvo Aperture

Temenos

Symitar

MS Office

Job description

Sunward Federal Credit Union seeks an Asset Recovery Specialist to manage post-charge-off and collateral recovery processes. You will evaluate charged-off loans, coordinate repossession, and document recovery actions while enforcing policies and regulatory requirements.

The role requires liaison with vendors, handling liens and title issues, negotiating repayment terms, and maintaining detailed records to maximize recovery value and minimize losses for members and the credit union.