Strategic ACL & Credit Portfolio Lead

Central Pacific Bank; Honolulu (HI); On-site; USD 110,000 - 160,000; Full time

Job summary

Central Pacific Bank is seeking a Senior Credit Risk Analyst to lead CECL modeling, forecast credit losses, and analyze portfolio performance. You will prepare risk reports, monitor for emerging credit risk, and support risk management with data-driven insights for senior management.

You will collaborate with finance, credit, risk, and technology teams to improve reserve methodologies, reporting processes, and automation initiatives, while ensuring accuracy, regulatory compliance, and timely,

Qualifications

• Bachelor’s degree in accounting/finance/economics/statistics/math required.
• 5+ years of banking experience in credit risk forecasting, accounting, and/or loan portfolio reporting.
• Strong data analysis, model development, and reporting experience.
• Experience with CECL or regulatory reserve methodologies is preferred.

Responsibilities

• Execute CECL models, including data preparation, model runs, validation checks, and reconciliation to source systems.
• Identify key drivers of reserve changes and trends in portfolio performance.
• Utilize data tools to perform risk, financial and data analyses including profiling, sampling, forecasting and due diligence.
• Produce monthly and quarterly loan reporting; ensure data integrity of extracts.
• Continuously enhance evaluation metrics and reporting tools for the loan portfolio.
• Prepare management reports/presentations with analytics on asset quality and diversification.
• Assist with risk mitigation and alignment with policy requirements.
• Assist with review/update of ACL committee charter, policies & procedures.
• Ensure compliance with regulatory risk management requirements and SOX controls.
• Collaborate with Enterprise Risk Management for policy adherence.

Education

Bachelor’s Degree (Accounting/Finance/Economics/Statistics/Mathematics)

Job description

Central Pacific Bank is seeking a Senior Credit Risk Analyst to lead CECL modeling, forecast credit losses, and analyze portfolio performance. You will prepare risk reports, monitor for emerging credit risk, and support risk management with data-driven insights for senior management.

You will collaborate with finance, credit, risk, and technology teams to improve reserve methodologies, reporting processes, and automation initiatives, while ensuring accuracy, regulatory compliance, and timely,