Senior Credit Risk & ACL Portfolio Manager

Central Pacific Bank; Honolulu (HI); On-site; USD 98,000 - 138,000; Full time

Job summary

The ACL & Credit Portfolio Manager at Central Pacific Bank will oversee CECL models, data preparation, and reserve forecasting to ensure accurate credit loss reserves and transparent reporting. The role requires managing analytics on delinquency, risk trends, and portfolio performance while driving data-driven improvements.

You will lead a high-performing risk team, coordinate with finance, risk, and technology, and communicate results to senior leaders.

Qualifications

• Bachelor’s Degree from an accredited 4-year university, preferably in Accounting, Finance, Business, Economics, Statistics, Mathematics, or related field.
• 7+ years of experience in credit administration, credit risk analysis, forecasting, accounting, and/or loan portfolio reporting.
• 4+ years of experience managing staff, project teams, or cross-functional resources.
• 2+ years of experience in statistical modeling or regression analytics preferred.
• 2+ years of experience in banking preferred.

Responsibilities

• Oversee CECL model execution, including data prep, model runs, validation, and reconciliation.
• Manage monthly/quarterly loan reporting and data integrity across departments.
• Prepare complex credit risk reports for senior management and committees.
• Review and update forecast methodology, assumptions, and ACL policies.
• Ensure SOX controls and regulatory compliance with ERM support.
• Lead and develop a high-performing risk team and improve ACL methodologies.

Skills

CECL models

Credit risk analysis

Data analytics

Reporting

Leadership

Education

Bachelor’s Degree in Accounting/Finance/Business/Economics/Statistics/Mathematics

Job description

The ACL & Credit Portfolio Manager at Central Pacific Bank will oversee CECL models, data preparation, and reserve forecasting to ensure accurate credit loss reserves and transparent reporting. The role requires managing analytics on delinquency, risk trends, and portfolio performance while driving data-driven improvements.

You will lead a high-performing risk team, coordinate with finance, risk, and technology, and communicate results to senior leaders.