State Product Manager - Personal Lines

OhioX; United States; Hybrid; USD 97,000 - 180,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) match

Pension plan

Job summary

Nationwide is seeking a State Product Manager for Personal Lines to lead multi-state strategies from Colorado to Rhode Island. You will own state performance, analyze financials, and collaborate across Sales, Marketing, Operations, and Legal to deliver pricing and product solutions.

Ideal candidates have underwriting and cross‑functional data analysis experience, with a strong knowledge of personal lines, market regulations, and national trends.

Qualifications

• Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, or business.
• MBA preferred.

Responsibilities

• Develop, implement, and manage strategic plans for assigned states.
• Own strategy and performance for assigned state(s).
• Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders.

Skills

Underwriting experience

Cross-functional experience

Data analysis

Financial analysis

Data visualization

Relational databases

Statistical software

Education

Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related subject area

MBA preferred

Tools

SQL

Data visualization tools

Job description

State Product Manager - Personal Lines

We are hiring for three State Product Manager positions in Colorado, South Carolina and Arkansas, Connecticut and Rhode Island.

Job Description Summary

Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working independently and on a team and creating innovative solutions for customers, we want to know more about you!

Key Responsibilities

• Develop, implement, and manage strategic plans for assigned states, incorporating top/bottom line performance designed to meet or exceed Personal Lines objectives.
• Own strategy and performance for assigned state(s).
• Analyze and review financial results, product profitability, business mix and competitive information and forecast performance.
• Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders in the execution of state‑specific strategies.
• Monitor performance, communicate and influence action to address product/pricing issues, strategies, and financial results with appropriate stakeholders and leadership.
• Maintain in‑depth knowledge of the personal lines industry, state markets, regulatory environment, and current economic and business trends.
• Develop and maintain formal relationships with state regulatory agencies and trade associations.
• Coordinate and facilitate communication across functions and state management team.
• Apply judgment, understanding and curiosity to data and provide high‑level analysis considering multiple complexities to build fully developed solutions.
• Communicate information regarding products, pricing and organizational decisions to internal and external partners verbally and in writing, translating data and strategic concepts into understandable communications.
• Participate in cross‑functional teams to complete projects or support the business. Provide strong leadership, be approachable, and instill trust at all levels.
• Lead all aspects of associate management including performance, salary planning and administration, training and development, workflow and organization planning, day‑to‑day management, hiring and placement and disciplinary actions for direct reports.
• May perform other responsibilities as assigned.

Reporting Relationships

Reports to AVP, State Product Manager – Personal Lines or Sr State Product Manager – Personal Lines. Up to two direct reports and no indirect reports.

Typical Skills and Experiences

Education: Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related subject area; Master of Business Administration preferred.

License/Certification/Designation: Progress toward or completion of CPCU, AU CIC, INS ARM, actuarial exams or similar designations preferred.

Experience: Eight years in underwriting or product preferred; cross‑functional experience and data analysis experience preferred.

Knowledge, Abilities and Skills: Detailed knowledge of core business functions, personal lines insurance products and pricing architecture, state regulations, underwriting procedures and standard methodologies; solid understanding of financials, trend analysis and competitor data; proficiency in analytical tools, relational databases, data visualization techniques, query‑based languages and/or statistical software preferred; excellent verbal and written communication skills; skill in related systems and analytical tools; ability to drive for results, handle ambiguity, solve problems, learn on the job, make quality decisions, see trends and patterns in data; ability to manage projects, opposing priorities, timelines and resources; strong organizational agility and political savvy preferred.

Benefits

Medical, dental, vision, life insurance, short and long term disability coverage, paid time off, 401(k) with company match, company‑paid pension plan, business casual attire, and more.

Compensation

National salary range: $97,000 – $180,000. Expected starting salary range: $97,000 – $145,000.

Equal Opportunity Employer

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.