Sr. Underwriter II

CopperPoint Insurance Company; Phoenix, Northern (AZ, KY); Hybrid; USD 110,000 - 140,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k) plan

Paid time off

Tuition reimbursement

Business casual dress

Job summary

CopperPoint Insurance Companies is seeking a Senior Underwriter II for Middle Market Workers Compensation in Phoenix, AZ or Dallas, TX. The role emphasizes profitable growth through sound underwriting, agency marketing, and leadership across staff training and development.

The position requires 7+ years in commercial insurance, strong underwriting and sales skills, and the ability to collaborate with agencies to support proposals and risk selection.

Qualifications

• BS/BA college degree in business administration, finance or marketing.
• Minimum of 7 years of commercial insurance experience.
• Advanced knowledge of commercial lines underwriting.
• Strong sales and marketing skills including qualifying opportunities and closing deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.
• Professional designations such as INS, AU, CPCU, ARM, CIC are preferred.

Responsibilities

• Analyzes middle market workers compensation accounts to make sound decisions based on risk characteristics, exposure, hazard recognition and controls.
• Prices business according to underwriting and pricing guidelines while balancing risk and profitability.
• Present new and renewal proposals to agency personnel.
• Maintain high level of customer service internally and externally.
• Develop and maintain positive relationships with agency personnel and stakeholders.
• Educate the agency staff on CopperPoint products, services and underwriting philosophy.
• Serve as a resource for complex problems and advanced reviews.
• Collaborate with internal/external stakeholders to drive profitable growth.

Skills

Underwriting

Sales skills

Team player

Communication

Negotiation

Time management

Analytical thinking

Education

BS/BA degree in business, finance, or marketing

Job description

CopperPoint has an exciting opportunity for a Sr. Underwriter II - Middle Market Workers Compensation in Phoenix, AZ or Dallas, TX. In this key role, you will support short- and long-term business strategies to drive profitable growth through sound underwriting and effective agency marketing. This role also provides training, coaching, and development to less experienced staff.

Job Responsibilities:

• Analyzes middle market workers compensation accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• Serves as a resource to other in the resolution of complex problems and issues.
• Handles advanced level of reviews.
• Educating the agency staff on company products, services and underwriting philosophy.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.

Qualifications/Competencies:

• BS/BA college degree resulting in the knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance or marketing.
• Minimum of 7 years of commercial insurance experience.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills are required which includes the ability to qualify opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills
• Analytical skills and attention to detail.
• General Insurance program (INS)
• Associate in Commercial Underwriting (AU)
• Chartered Property and Casualty Underwriter (CPCU)
• Associate in Risk Management (ARM)
• Certified Insurance Counselors (CIC)
• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers' compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, Alaska National Insurance Company, and other CopperPoint Insurance Entities.

CopperPoint's culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships, and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.

CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress.

CopperPoint is an equal employment opportunity employer.

All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law.

CopperPoint maintains a drug-free workplace.

Equal Opportunity Employer. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.