Executive UW

CopperPoint Insurance Company; Phoenix (AZ); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k) Plan

Paid time off

Tuition reimbursement

Job summary

CopperPoint Insurance Companies is seeking an Executive Underwriter to drive profitable growth by applying high-level underwriting expertise across an assigned territory. The role partners with Business Development to strengthen agency relationships, deliver results, and mentor junior underwriters.

The Executive UW will train and coach less experienced staff, serve as subject matter expert, and educate agency staff on products, services, and underwriting philosophy.

Qualifications

• Bachelor’s degree or equivalent experience required.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes.

Responsibilities

• Analyzes commercial lines accounts to make sound decisions based on risk characteristics, exposure analysis, hazard recognition and controls.
• Prices business according to underwriting guidelines and pricing guidelines.
• Balances pricing and risk selection to produce profit and growth while maintaining producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Presents new and renewal proposals to agency personnel.
• Maintains high level of customer service internally and externally.
• Meets with agency personnel regularly to develop positive relationships.
• Works with business development to hold agencies accountable for flow, hit ratio, new business and retention goals.
• Acts as a resource to others for complex problems and internal training.
• Educates agency staff on company products, services and underwriting philosophy.
• Trains and mentors less experienced underwriting team members.

Skills

Underwriting

Leadership

Sales & Marketing

Communication

Negotiation

Mentoring

Team player

Analytical

Education

Bachelor’s degree or equivalent

Job description

CopperPoint has an exciting opportunity for an Executive UW to play a key role in driving profitable growth and achieving both short- and long-term business objectives. This role will leverage a high level of underwriting expertise to evaluate and manage business within an assigned territory, while partnering closely with Business Development to build strong agency relationships and deliver results. The Executive UW will also serve as a trusted resource and mentor, providing training, coaching, and development to less experienced Underwriters and Senior Underwriters.

Job Responsibilities:

• Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
• Serves as a resource to others in the resolution of complex problems and issues. May also act as subject matter expert for referrals and internal training.
• Educating the agency staff on company products, services and underwriting philosophy.
• Responsible for training and mentoring less experienced underwriting team members.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.

Qualifications/Competencies:

• Bachelor’s degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
• 10+ years of commercial insurance experience required in addition to bachelor’s degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment
• Strong communication and negotiation skills
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Leadership Skills:

• Models self-leadership that encourages open, honest dialogue and leverages diverse strengths of self and others.
• Communicates in a clear, relevant and timely manner that promotes common understanding and engages stakeholders.
• Creates and manages synergistic relationships to achieve shared business objectives.
• Attracts and leverages top talent to create an innovative, high-performance environment.
• Analyzes complex business problems and assesses decision impacts to determine appropriate solutions
• Identifies and embraces opportunities to deliver competitive products and customer service.
• Executes effectively with clearly defined vision and measures of success.
• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers’ compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, Alaska National Insurance Company, and other CopperPoint Insurance Entities.

CopperPoint's culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships, and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.

CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress. CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug-free workplace.

#LI-Hybrid

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.