Senior Underwriter

CopperPoint Insurance Companies; Town of Texas (WI); On-site; USD 95,000 - 120,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Short-term disability

Long-term disability

Life insurance

Health Savings Account (HSA)

Flexible Spending Account (FSA)

401k plan

Paid time off

Paid holidays

Job summary

CopperPoint Insurance Companies in the United States offers a Senior Underwriter I role with coverage across Phoenix, AZ, Texas, or Nevada. You will support short- and long-term strategies by making sound underwriting decisions and partnering with the Business Development representative to drive profitable growth in your territory.

You will apply advanced underwriting expertise to evaluate risk, strengthen agency relationships, and mentor less experienced underwriters in a collaborative,

Qualifications

• Bachelor’s degree or equivalent; 5+ years of commercial insurance experience.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages.
• Advanced knowledge/experience with commercial lines underwriting.
• Strong sales, marketing, and negotiation skills.
• Ability to work in a team environment and manage time effectively.
• Excellent communication and analytical skills.

Responsibilities

• Analyzes middle market workers compensation accounts and makes sound risk-based decisions.
• Adheres to individual authority levels and pricing guidelines.
• Presents new and renewal proposals to agency personnel.
• Maintains high level of customer service with internal and external stakeholders.
• Mentors and develops less experienced underwriters.
• Educates agency staff on products, services and underwriting philosophy.

Skills

Underwriting

Sales & marketing

Negotiation

Team player

Analytical thinking

Education

Bachelor’s degree or equivalent

Job description

CopperPoint has an exciting opportunity for a Sr. Underwriter I in Phoenix, AZ, Texas, or Nevada. In this role, you'll support short- and long-term business strategies by making sound underwriting decisions and partnering with your Business Development representative to drive profitable growth across your assigned territory. You'll apply advanced technical underwriting expertise to evaluate risk, strengthen agency relationships, and achieve profit and growth objectives while also mentoring, coaching, and developing less experienced underwriters to support a collaborative, high-performing team.

Job Responsibilities

• Analyzes middle market workers compensation accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns, and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• Serves as a resource to others in the resolution of complex problems and issues.
• Educating the agency staff on company products, services and underwriting philosophy.
• Responsible for training and mentoring less experienced underwriting team members.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.

Qualifications/Competencies

• Bachelor’s degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
• 5+ years of commercial insurance experience required in addition to Bachelor’s degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment
• Strong communication and negotiation skills
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Salary Range

• $95,000.00 - $120,000.00 annually
• Compensation may vary depending on skills, experience, education, and geographical location.
• In addition to base salary, compensation may include an annual discretionary bonus.

Benefits

• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug‑free workplace.