Sr. Underwriter I

CopperPoint Insurance Companies; Phoenix (AZ); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Short-term disability

Long-term disability

Life insurance

401(k) plan

Health savings account

Flexible spending account

Paid time off 22 days + 10 holidays

Job summary

CopperPoint Insurance Companies seeks a Senior Property & Casualty Underwriter in Phoenix, AZ or Dallas, TX. You will drive profitable growth through expert underwriting and strong agency partnerships, mentoring less experienced underwriters and collaborating with business development.

Responsibilities include analyzing commercial lines accounts, pricing per guidelines, maintaining relationships with agencies, presenting proposals, and upholding customer service excellence while sharing

Qualifications

• Bachelor’s degree or equivalent required.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures.

Responsibilities

• Analyze commercial lines accounts to make sound decisions based on risk characteristics.
• Prices business according to underwriting and pricing guidelines; maintain producer relationships.
• Present new and renewal proposals to agency personnel.
• Maintain high level of customer service internally and externally.

Skills

5+ years commercial insurance

Strong communication

Teamwork

Time management

Analytical skills

Education

Bachelor’s degree or equivalent

Job description

CopperPoint has an exciting opportunity for a Senior Property and Casualty Underwriter in Dallas, Texas or Phoenix, AZ. This senior-level underwriting role supports key business strategies by driving profitable growth through expert underwriting and strategic agency partnerships. With a high level of technical expertise, the Senior Underwriter also mentors and develops less experienced underwriters while collaborating with business development to achieve long-term success.

Responsibilities

• Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Balances effective pricing and risk selection that produces profit and growth while maintaining successful producer relationships.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• In collaboration with its business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
• Serves as a resource to others in the resolution of complex problems and issues.
• May also act as subject matter expert for referrals and internal training.
• Educates the agency staff on company products, services and underwriting philosophy.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.
• Collaborates with its marketing representative on agency production goals.

Qualifications

• Bachelor’s degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate studies especially in the areas of business administration & finance.
• 5+ years of commercial insurance experience required in addition to Bachelor’s degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Benefits

• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401(k) plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug‑free workplace.