Sr. Underwriter I

CopperPoint Insurance Companies; Dallas (TX); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k match

Paid time off

Tuition reimbursement

Job summary

CopperPoint Insurance Companies in Dallas, TX seeks a Senior Property and Casualty Underwriter to drive profitable growth through expert underwriting and agency partnerships. You will mentor junior underwriters, collaborate with business development, and support key strategies with deep technical knowledge.

Responsibilities include analyzing commercial lines, pricing within guidelines, maintaining producer relationships, presenting proposals, and educating agency staff on products and

Qualifications

• Bachelor’s degree or equivalent experience required.
• 5+ years of commercial insurance experience required.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Responsibilities

• Analyzes commercial lines accounts to make sound decisions based on risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to underwriting and pricing guidelines.
• Balance effective pricing and risk selection with producer relationships.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintain the highest level of customer service internally and externally.
• Meet with agency personnel to develop and maintain positive relationships.
• Work with business development to hold agencies accountable for flow, hit ratio, and new business.
• Serve as a resource to others in resolving complex problems and issues.
• May act as subject matter expert for referrals and internal training.
• Educate agency staff on company products, services and underwriting philosophy.
• Establish positive relationships with internal/external stakeholders through communication and collaboration.
• Collaborate with marketing on agency production goals.

Skills

Underwriting

Teamwork

Negotiation

Communication

Time management

Analytical thinking

Sales

Education

Bachelor's degree or equivalent

Job description

CopperPoint has an exciting opportunity for a Senior Property and Casualty Underwriter in Dallas, Texas or Phoenix, AZ. This senior-level underwriting role supports key business strategies by driving profitable growth through expert underwriting and strategic agency partnerships. With a high level of technical expertise, the Senior Underwriter also mentors and develops less experienced underwriters while collaborating with business development to achieve long-term success.

Job Responsibilities

• Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relationships.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
• Serves as a resource to other in the resolution of complex problems and issues.
• May also act as subject matter expert for referrals and internal training.
• Educating the agency staff on company products, services and underwriting philosophy.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.
• Collaborates with their marketing representative on agency production goals.

Qualifications/Competencies

• Bachelor’s degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate studies especially in the areas of business administration & finance.
• 5+ years of commercial insurance experience required in addition to Bachelor’s degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required.
• Advanced knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Benefits

• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers’ compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, Alaska National Insurance Company, and other CopperPoint Insurance Entities.

CopperPoint’s culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships, and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.

CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress. CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug-free workplace.