Sr Coverage Counsel

Hanover Insurance Group, Inc.; Worcester, Northern (MA, KY); Hybrid; USD 180,000 - 240,000; Full time

Job summary

Hanover Insurance Group, Inc. seeks an experienced Senior Coverage Counsel to join our National Claims Counsel team. The role provides legal opinions, advice, and resolution strategies on coverage and extra-contractual issues in our insurance policies.

The position is full-time and exempt, with flexible work options to operate remotely or from our Worcester, MA office. A JD and admission to practice in at least one US jurisdiction are required, with 10+ years in property & casualty coverage

Qualifications

• Significant experience preparing coverage opinions on property and casualty policies.
• Experience litigating insurance coverage and related bad faith disputes is a plus.
• 10+ years of practice in law firm or in-house focused on property & casualty coverage.

Responsibilities

• Research and provide legal advice on coverage issues arising from the company’s insurance contracts.
• Prepare coverage opinions/advice for high complexity/exposure claims.
• Collaborate with claim handlers to develop strategies to resolve coverage disputes.
• May manage selective coverage litigation and review proposed coverage actions on behalf of the company.

Skills

Communication skills

Team collaboration

Time management

Legal research

Education

Juris Doctor (JD)

Admitted to practice in at least one US jurisdiction

Job description

Our National Claims Counsel team is seeking an experienced Senior Coverage Counsel to join our expanding organization. This role offers flexibility to work remotely or from our Worcester MA office.

Position Overview:

Reporting to the Managing Counsel Claims Legal, Sr. Coverage Counsel serves as legal counsel to Hanover’s claim organization, focused primarily on providing legal opinions, advice, and resolution strategies on coverage and extra-contractual issues arising from the company’s insurance policies and coverage positions. This is a full-time, exempt role.

In this role you will:

Primary responsibility is to research and provide legal advice and opinions to claims handlers on coverage issues arising from the company’s insurance contracts, including auto and general liability; specialty (e.g., management liability & professional liability); and first party property and marine coverages.

• Prepare timely, appropriate and actionable coverage opinions/advice on selected high complexity/exposure claims.
• Partner with claim handlers to develop strategies that optimally resolve coverage disputes.
• May manage selective coverage litigation brought by or against the Company (including declaratory judgment actions, extra-contractual bad-faith, and other claims related disputes).
• Review and approve proposed coverage actions brought on behalf of the company.Collaborate with underwriting and product areas to improve the Company’s insurance products.

What you need to apply:

• Significant experience preparing coverage opinions on property casualty insurance policies either in a law firm or in-house for a property and casualty insurer required.
• Experience litigating insurance coverage and related bad faith disputes either in private practice or in-house for a property and casualty insurer a plus.
• 10 or more years of experience in practicing law in a law firm or in-house, a substantial portion of which involved property & casualty insurance coverage matters.
• Ability to work collaboratively within a team framework.
• Ability to build and maintain effective relationships with colleagues and clients.
• Excellent oral and written communication skills and ability to clearly articulate actionable legal advice.
• Computer literacy, including proficiency in Word, Excel and Outlook and keyboarding skills.
• Familiarity with legal principles and issues concerning E-Discovery.
• JD degree or equivalent.
• Admitted to practice in at least one US jurisdiction.
• Skilled at time management and organizing work.