Sr. Claims Specialist

At-Bay; Atlanta (NY); On-site; USD 80,000 - 110,000; Full time

Job summary

At‑Bay, the world’s first InsurSec provider, is seeking an experienced claims adjuster to join our cyber team in the United States. You’ll handle 4–8 years of cyber insurance claims, evaluate coverage, draft letters, and collaborate with underwriting, risk, and brokers to resolve incidents and improve products.

You’ll work with a company known for service excellence, maintain industry-leading loss ratios, and help protect customers from ransomware and cyber risk.

Qualifications

• 4–8 years of insurance claims-handling experience, including cyber-related losses.
• Licensed claims adjuster; licenses in multiple states preferred.
• Experience handling miscellaneous professional liability (E&O) claims is a plus.
• Strong interpersonal and multitasking skills; dedication to excellent service.

Responsibilities

• Collaborate with internal team and external vendors to chart the best course for resolving cyber incidents.
• Evaluate coverage for claims and draft coverage letters.
• Build strong relationships across the company and act as trusted advisor for underwriting and risk function with regard to claims trends and development.
• Foster feedback loop with underwriting and security team to fuel the improvement of our products and automated UW engine.
• Cultivate strong relationships with brokers and insureds and deliver the excellent service for which At‑Bay is distinguishing itself.
• Evaluate and manage exposure for cyber incidents.
• Report on significant claims to management.
• Evaluate and proactively set reserves.
• Focus on continuous improvement for everything we do from a claims perspective and in connection with UW and security feedback loop]
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Skills

Claims handling

Interpersonal skills

Communication skills

External stakeholders

Education

College degree or equivalent

Paralegal experience

Tools

Licensed adjuster

Job description

At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry‑leading insurance with world‑class cybersecurity technology, At‑Bay offers end‑to‑end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid‑size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.

At‑Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full‑stack insurance company, At‑Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.

The team

The cyber claims team is the voice of our insured! At‑Bay claims works closely with our security, cyber research, product and underwriting teams to connect the dots across rich data and improve At‑Bay’s ability to underwrite cyber risk. As a member of our cyber claims team you’ll be surrounded by people that love what they do and a company that recognizes the value our team brings to the business. Our team is known for its industry leading loss ratio and service excellence which translates to helping our customers in time of need.

Your impact

• Collaborate with internal team and external vendors to chart the best course for resolving cyber incidents
• Evaluate coverage for claims and draft coverage letters
• Build strong relationships across the company and act as trusted advisor for underwriting and risk function with regard to claims trends and development
• Foster feedback loop with underwriting and security team to fuel the improvement of our products and automated UW engine
• Cultivate strong relationships with brokers and insureds and deliver the excellent service for which At‑Bay is distinguishing itself
• Evaluate and manage exposure for cyber incidents
• Report on significant claims to management
• Evaluate and proactively set reserves
• Focus on continuous improvement for everything we do from a claims perspective and in connection with UW and security feedback loop

In this role we value

• Endless curiosity
• A sense of humor and a healthy dose of humility
• Desire to have an impact far deeper than just the claims that you manage by collaborating across the company to understand the risks our insureds face and consistently improve our underwriting technology and products
• Excellent communication skills and capable of credibly speaking to clients and partners regarding cyber incidents and At‑Bay’s value
• Experience partnering with external stakeholders

Knowledge & Experience

• 4-8 years of insurance claims-handling experience; at least 50% of the claims you currently handle are in cyber insurance, including ransomware, business email compromise, business interruption, and financial fraud
• Experience handling miscellaneous professional liability (E&O) third party claims is a plus
• Strong interpersonal skills
• Strong organizational and multitasking skills
• Dedication to delivering exceptional service to our customers

Education & Qualifications

• Licensed claims adjuster (good to have licenses in multiple states, and willingness to obtain more)
• College degree or equivalent experience/education
• Insurance practice experience as a paralegal also could be considered

Pay transparency paragraph: Our estimated base pay range for this role is $80,000-110,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.