Sr. Business Portfolio Manager

Campus Federal; Mission (KS); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

100% employer-paid health, dental, and long-term disability insurance

Competitive compensation and retirement plans

Generous paid time off and sick leave

Opportunities for growth and advancement

Job summary

A financial institution is seeking a Sr. Business Portfolio Manager to enhance the lives of its members and communities. This role involves analyzing business credit requests, evaluating collateral sufficiency, and ensuring compliance with internal policies and regulations. The ideal candidate will possess a Bachelor's degree and at least 5 years of relevant experience. Benefits include 100% employer-paid health insurance, competitive compensation, retirement plans, and opportunities for growth.

Qualifications

• Minimum of 5 years of experience in financial analysis or business lending.
• Understanding of small business credit and risk management.
• Ability to analyze financial statements and evaluate creditworthiness.

Responsibilities

• Analyze requests for business credit and existing business loans.
• Recommend risk ratings and loan structures based on creditworthiness.
• Determine sufficiency of collateral and compliance with loan agreements.
• Maintain accurate documentation of business loan files.
• Ensure compliance with internal policies and regulatory requirements.
• Assist with business online banking and other lending functions.

Skills

Financial analysis

Risk assessment

Compliance knowledge

Business loan management

Education

Bachelor’s Degree in area of specialty

Job description

Campus Federal Credit Union is seeking a Sr. Business Portfolio Manager to join our team! The primary purpose of this position is to assist Campus Federal in our Mission, to enhance the lives of our members and the communities we serve. This is accomplished by providing excellent service to members and to team members.

Responsibilities Include:

• Analyze requests for business credit, review existing business loans, spread and analyze financial statements and test for compliance with loan agreement covenants.
• Recommend risk ratings and loan structures based on the evaluation of the borrowers’ creditworthiness, collateral sufficiency and borrowing needs.
• Determine the sufficiency of collateral including ordering and reviewing third party real estate appraisals and environmental reports, performing receivables aging analysis and testing for borrowing base compliance.
• Maintain business loan files by documenting the receipt of financial information and reviewing files for accuracy.
• Assist with the process and procedures related to Business online banking, Business Remote Deposit Capture (Campus Click), and ACH/Merchant Services as well as other indirect products.
• Ensure compliance with the internal policies of Campus Federal as well as regulatory requirements.
• Assist with developing and maintaining portfolio reports including tracking and clearing of business lending policy exceptions, loan agreement exceptions and financial statement exceptions.
• Assist with other lending and portfolio management functions as needed.

Job Requirements:

Bachelor’s Degree in area of specialty and a minimum of 5 years of experience in the field or in a related field.

Benefits Include:

We offer a supportive, mission-driven workplace with a comprehensive benefits package:

• 100% employer-paid health, dental, and long-term disability insurance for employees
• Competitive compensation and retirement plans
• Generous paid time off and sick leave
• Opportunities for growth and advancement

EOE:

Due to the high volume of applicants, only those most qualified will be contacted.