Portfolio Manager I - Corporate

Third Coast Bank; Humble (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

Third Coast Bank in Humble, TX is seeking an experienced portfolio manager to oversee large, complex middle‑market and corporate credits.

You will support Corporate Banking, lead underwriting of complex deals, and ensure risk is managed across the portfolio, while mentoring portfolio managers and underwriters.

The position requires 10+ years of portfolio management experience and a strong knowledge of banking regulations, with travel as needed and full‑time hours.

Qualifications

• Support Corporate Bankers in managing existing and developing new client relationships
• Assist Corporate Banking team in deal qualification assessment, due diligence, and loan structuring
• Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
• Lead the underwriting of complex deal structures through the credit approval process
• Partner with team in reviewing and negotiating loan documents and engaging counsel as needed
• Conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio
• Provide training and coaching of portfolio managers and underwriters
• Coordinate with internal partners & internal discussions (credit discussions, screens, etc.)
• Special projects as needed

Responsibilities

• Responsible for managing larger and most complex middle market and corporate credits
• Ensures the portfolio achieves soundness, profitability, and growth objectives
• Provides credit and sales support to Corporate Banking
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

Skills

Credit risk analysis

Portfolio management

Loan structuring

Credit policy knowledge

Regulatory compliance

Communication skills

Interpersonal skills

Time management

Compliance training

Written communication

Education

Bachelor’s degree in Business, Finance, Accounting, or related field

10+ years Portfolio Manager experience in Middle Market

Tools

Microsoft Word

Microsoft Excel

Office suite

Job description

Responsible for managing larger and most complex middle market and corporate credits. Ensures the portfolio achieves soundness, profitability, and growth objectives. Provides credit and sales support to Corporate Banking.

Skills and Experience:

• 10+ years’ work experience related to various aspects of middle market and corporate banking
• Must be able to identify risks inherent in complex loan transactions and address/mitigate accordingly
• Must possess an extensive knowledge of various loan structures and formulate sound credit recommendations
• Must possess disciplined approach to managing a portfolio of middle market/corporate banking accounts
• Must possess a proficient knowledge of credit policy, banking regulations, and loan documentation issues
• Must understand and work effectively within the credit culture of the company
• Good mathematical, reading comprehension and writing skills
• Must have excellent interpersonal and communication skills
• Must be able to verbally communicate effectively one-to-one and in groups
• Must be able to write clearly and effectively
• Must be able to develop and maintain cohesive, cooperative internal and external working relationships
• Must have good personal organization and time management skills
• Must allocate time effectively and independently prioritize workload to meet timelines
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Support Corporate Bankers in managing existing and developing new client relationships
• Assist Corporate Banking team in deal qualification assessment, due diligence, and loan structuring
• Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
• Lead the underwriting of complex deal structures through the credit approval process
• Partner with team in reviewing and negotiating loan documents and engaging counsel as needed
• Conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio
• Provide training and coaching of portfolio managers and underwriters
• Coordinate with internal partners & internal discussions (credit discussions, screens, etc.)
• Special projects as needed

Education and Experience:

• Bachelor’s degree in Business, Finance, Accounting, or related field
• Minimum of ten (10) years Portfolio Manager experience in Middle Market
• Ability to respond to common inquiries from internal clients, regulatory agencies, and employees
• Advanced knowledge of related state and federal banking compliance regulations, and other Bank operational policies
• Intermediate skills in computer terminal and personal computer operation, including use of word, excel, and office
• Advanced math skills
• Effective verbal, written and interpersonal communication skills
• Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
• Effective organizational and time management skills

Position Type:

This position is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

Direct Reports:

None

Travel:

Some travel between Third Coast Bank offices may be required