Sponsor Finance Underwriter Analyst (Hybrid, NYC)

First Citizens; Chicago (IL); Hybrid; USD 65,000 - 95,000; Full time

Job summary

First Citizens Bank is seeking an Underwriting Analyst for its Commercial Bank Analyst Development Program in a hybrid role. The program, starting July 2027, includes formal coursework and on-the-job training at the New York City office, with initial on-site instruction and subsequent team placements nationwide.

Candidates will build credit underwriting, financial analysis, and Excel modeling skills while learning bank policies and core values.

Qualifications

• Strong analytical and quantitative abilities.
• Ability to synthesize financial information and present insights.
• Familiarity with commercial lending concepts and credit analysis.

Responsibilities

• Prepare cash flow models and perform underwriting analyses.
• Support credit underwriting and portfolio management for middle-market borrowers.
• Assist in preparing new business requests and amendments.
• Analyze historical financials and create projection models.
• Maintain credit files and ensure compliance with policies.

Skills

Partnerships & Collaboration

Written & Verbal Communication

Critical thinking

Education

Bachelor's Degree (or equivalent)

High School Diploma or GED + 4 yrs relevant coursework/ internship

Job description

First Citizens Bank is seeking an Underwriting Analyst for its Commercial Bank Analyst Development Program in a hybrid role. The program, starting July 2027, includes formal coursework and on-the-job training at the New York City office, with initial on-site instruction and subsequent team placements nationwide.

Candidates will build credit underwriting, financial analysis, and Excel modeling skills while learning bank policies and core values.