Specialty Underwriting & Portfolio Risk Analyst

Capital One National Association; McLean (VA); On-site; USD 131,000 - 150,000; Full time

Job summary

Capital One in McLean, VA is seeking an Analyst, Specialty Underwriting and Portfolio Management within the Financial Institutions Group (FIG). The Analyst monitors borrower performance data, ensures loan compliance, and supports Underwriters and Portfolio Managers with risk identification and the preparation of risk ratings and approval materials.

Responsibilities include financial and collateral analysis, annual reviews, loan modification documents, and collaboration across teams to maintain

Qualifications

• Bachelor's Degree or Military Experience
• At least 2 years of experience in financial analysis, budgeting or financial modeling
• Bachelor's Degree in Accounting, Finance, or other relevant fields
• Previous experience in banking, commercial finance or asset management
• Formal training in credit risk management
• Strong analytical and technology aptitude
• Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates.
• Advanced Excel skills

Responsibilities

• Perform financial and collateral analysis. Prepare reporting on performance trends, key indicators and industry specific data.
• Monitor and enforce ongoing Borrower compliance with all loan terms and documentation.
• Demonstrate ownership of a portfolio of existing customers with minimal guidance
• Escalate and resolve problem accounts in partnership with other teams and specialists
• Build relationships across functions and businesses to foster collaboration between partner groups
• Complete annual reviews and non-material modifications independently and on time
• Write and prepare loan modification documents including credit approval memos for existing clients, with supervision.
• Shadow senior underwriters on reviewing and negotiating legal documentation
• Review and approve periodic Borrowing Bases and advance requests.
• Facilitate internal and external portfolio reporting.
• Understand and employ all policies and procedures of the Bank.
• Ensure data integrity of information in the COF commercial loan systems.
• Understand and promote bank products.
• Maintain and promote client relationships.

Skills

Financial analysis

Budgeting

Financial modeling

Analytical aptitude

Communication

Excel

Education

Bachelor's degree in Accounting or Finance

Tools

Advanced Excel

Job description

Capital One in McLean, VA is seeking an Analyst, Specialty Underwriting and Portfolio Management within the Financial Institutions Group (FIG). The Analyst monitors borrower performance data, ensures loan compliance, and supports Underwriters and Portfolio Managers with risk identification and the preparation of risk ratings and approval materials.

Responsibilities include financial and collateral analysis, annual reviews, loan modification documents, and collaboration across teams to maintain