Specialist Bank Lending Solution

Charles Schwab Corporation; Westlake (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

Charles Schwab Bank is seeking an Associate, Bank Operations to support lending operations, servicing and new product enhancements. The role handles day-to-day account opening and maintenance tasks and ensures compliance with bank policies and regulations.

Ideal candidates bring 1–3 years of client service or operations experience, with the ability to learn systems, work cross-functionally, and manage multiple tasks within deadlines. In-office collaboration is emphasized for this role.

Qualifications

• 1-3 years of client service and/or operations experience.
• Ability to learn and navigate new systems.
• Willingness to work in a cross-functional team environment.
• Ability to complete multiple tasks within defined timeframes.
• Knowledge of banking regulations and policies.

Responsibilities

• Provide functional support for lending operations and servicing processes.
• Complete all aspects of loan processing with the exception of underwriting.
• Deliver detailed responses to questions, offering alternatives and ensuring an excellent client experience.
• Handle inbound and outbound servicing phone calls with clients and RIAs.
• Host phone calls with clients that are applying for Pledged Asset Loans.
• Work closely with all Bank Services Team Managers to ensure applications, service requests and all operational activities are processed efficiently and accurately.
• Support all other Bank Lending processes and projects as needed to drive efficiency and build partnership.

Skills

Client service

Operations experience

System navigation

Cross-functional teamwork

Multitasking

Banking regulations

Job description

Your Opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

The Specialist, Bank Operations applies knowledge skills and experience to perform daily bank lending solutions tasks. The role is responsible for handling day to day account open and account maintenance support, lending servicing, lending operations, and Mortgage and Home Equity Line of Credit (HELOC) product advancements.

Charles Schwab Bank follows the three lines of defense model of risk governance. The Associate, Bank Operations is a first line of defense position for Charles Schwab Bank and assures compliance with all Bank policies and procedures, as well as all applicable state and federal Bank regulations in the context of their responsibilities.

• Provide functional support for lending operations and servicing processes. Activities include but are not limited to:
• Complete all aspects of loan processing with the exception of underwriting
• Deliver detailed responses to questions, offering alternatives and ensuring an excellent client experience
• Handle inbound and outbound servicing phone calls with clients and Registered Investment Advisors (RIAs)
• Host phone calls with clients that are applying for Pledged Asset Loans
• Work closely with all Bank Services Team Managers to ensure applications, service requests and all operational activities are processed efficiently and accurately.
• Support all other Bank Lending processes and projects as needed to drive efficiency and build partnership

What you have

• 1-3 years of client service and/or operations experience
• Ability to learn and navigate new systems
• Willingness to work in a cross-functional team environment
• Ability to complete multiple tasks within defined timeframes
• Knowledge of banking regulations and policies

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.