Software Engineer II, Fullstack (Repayment UX)

Affirm, Inc.; United States; Remote; USD 66,000 - 96,000; Full time

Benefits offered by this job

Equity from parent company

Private healthcare

Learning & development

Parental leave support

Lyra mental well-being support

Northstar financial planning

ESPP

Job summary

Affirm, Inc. is seeking a Full-Stack Software Engineer for its Repayment UX Engineering team.

The role is remote with Poland-based operations; you will build backend in Python or Kotlin, and frontend with React or Vue, collaborating across product, design and analytics. You will own end-to-end features, break down work, write clean tests, participate in code reviews, and help scale mission-critical systems handling billions in payments.

Qualifications

• 1.5+ years of experience as a software engineer.
• Experience designing, developing and launching backend systems; proficient in Python or Kotlin.
• Experience shipping web apps with React or Vue.
• React Native experience is a bonus.
• Able to navigate a large codebase; perform code reviews.
• Strong ownership and communication in a team setting.

Responsibilities

• Break down large projects into tasks and deliver in phases.
• Collaborate with product management, design and analytics.
• Support operations and on-call efforts; monitor metrics.
• Participate in interview process and team growth.

Skills

Python

Kotlin

React

React Native

Code reviews

Ownership

Communication

Job description

Описание

At affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. The Repayment UX Engineering team is growing, and we're looking for a Full-Stack Software Engineer. We're a full-stack team located entirely in Europe within the same time zone, but culturally rooted in Silicon Valley. We directly improve the financial lives of over 20 million people. We build and own user journeys that enable them to pay back loans worth collectively over $40B each year. Our team exists to make these moments the most reliable and transparent in world-class consumer finance. Our work is agile and fast-paced and we rigorously measure the impact it has on the behavior of our users. This role rewards curiosity, ownership, and a builder's mindset. You'll know exactly what your objectives are, you'll have what you need to hit them, and you'll choose your own path to get there. You'll learn quickly from experienced teammates and grow your craft on problems that matter at scale. If you want to build something new and operate it at scale – come join us!

Задачи

With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You have experience shipping web apps using declarative UI frameworks like React or Vue.
• Experience developing and architecting mobile applications, preferably using declarative UI frameworks like React Native is a bonus.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Условия

We believe the people building honest financial products at affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future. In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.

Base Pay Grade 259,000 zł - 379,000 zł

Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills.

In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year. This means as affirm’s parent company grows, employees have the opportunity to share in that growth financially.

Equity Grade Equity grade: 3 (awarded in US Dollars)

New hire equity: $24,000 - $36,000 USD

Annual Refresh: $7,500

Affirm also provides flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.

• Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.
• Comprehensive private healthcare through Lux Med's Platinum package.
• A MultiSport card to support your health and well-being.
• Learning and development programs to help you grow professionally.
• Family healthcare support through Maven and parental leave support through Parentaly.
• Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.
• Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.
• Employee Resource Groups (ERGs) that foster connection and inclusion.
• Eligibility for creative tax benefits, subject to applicable law, role, and company policy.
• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

Location - Remote Poland

*This job description is not a contractual document, and is not intended to have binding force.**

Remote-first with flexibility built in Affirms proud to be a remote‑first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in‑person work at an affirm office, and a few are office‑based due to the nature of the work. All new hires will be invited to attend an in‑person onboarding experience.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: affirm considers qualified applicants with arrest and conviction records, as required by law.