Software Engineer II, Backend (Card)

Affirm, Inc.; United States; Remote; USD 67,000 - 98,000; Full time

Benefits offered by this job

Private healthcare

Equity opportunities

Learning & development

Mental well-being support

Financial planning tools

ERGs

Job summary

Affirm, Inc. is hiring a Software Engineer for the Card Checkout team. You will design and implement backend features enabling a seamless, transparent checkout experience.

The role emphasizes ownership, collaboration with product and design, and contributing to reliable, scalable systems. The position requires 2+ years of software engineering experience, with proficiency in Python or Kotlin and familiarity with AWS, MySQL and Kubernetes.

Qualifications

• 2+ years of experience as a software engineer.
• Experience designing, developing and launching backend systems.
• Proficient in Python or Kotlin and familiar with distributed systems.

Responsibilities

• Break down projects into tasks and deliver in phases.
• Collaborate with product, design and analytics in development lifecycle.
• Support operations, metrics and on-call efforts.
• Contribute to team's growth and interview processes.

Skills

Python

Kotlin

Distributed systems

AWS

MySQL

Code reviews

Tools

Docker

Kubernetes

Job description

AtAffirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. The Card team is responsible for the Card products atAffirm. Our central focus is developing high quality, seamless, scalable and flexible platforms that enable users to get transparent, honest financing for their purchases anywhere with Affirms card products. As a Software Engineer on the Card Checkout team, you will play a critical role in the development and implementation of complex software systems that allow for a seamless checkout experience for our users. We're looking for a highly motivated Software Engineer to join the Card engineering team within the Direct to Consumer organization.

What You'll Do

• With the support of your team's tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

• You have a total of 2+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and technologies like AWS, MySQL and Kubernetes.
• You write high quality code that is easily understood and used by others.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Total rewards

Base Pay Grade 259,000 zł - 379,000 zł Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills. In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year. This means as Affirms parent company grows, employees have the opportunity to share in that growth financially. Affirms parent company equity grade: 3 (awarded in US Dollars) New hire equity: $24,000 - $36,000 USD Annual Refresh: $7,500 Affirms also provides flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.

Benefits

• Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.
• Comprehensive private healthcare through Lux Med's Platinum package.
• A MultiSport card to support your health and well-being.
• Learning and development programs to help you grow professionally.
• Family healthcare support through Maven and parental leave support through Parentaly.
• Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.
• Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.
• Employee Resource Groups (ERGs) that foster connection and inclusion.
• Eligibility for creative tax benefits, subject to applicable law, role, and company policy.

Location - Remote Poland The majority of our roles can be located anywhere in Poland.

**This job description is not a contractual document, and is not intended to have binding force.**

Remote-first with flexibility built in. Affirms is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirms office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of wha