SME/SBA Relationship Manager

EverTrust Bank; Milpitas (CA); On-site; USD 110,000 - 150,000; Full time

Job summary

EverTrust Bank in Milpitas, CA seeks an SBA Loan Officer to originate and structure SBA loan opportunities, guiding borrowers from application through closing. The role blends relationship management, credit analysis, and SBA lending expertise.

Candidate should have a Bachelor's degree (business-related) and at least five years of relevant experience, with strong knowledge of SBA SOP and California real estate procedures. Equal opportunity employer.

Qualifications

• Bachelor's degree in Business or related field preferred.
• Minimum of 5 years of relevant experience.
• Knowledge of SBA SOP, Accounting, and California real estate procedures.

Responsibilities

• Originate new SBA loan deals based on annual budget.
• Attend initial meetings with prospects/new clients.
• Assist in completing SBA loan packages with clients.
• Structure loans with team leader.
• Assist in credit analysis and underwriting process.
• Understand credit risk and its implications.
• Coordinate with Closing Department to book and close loans.
• Obtain financial updates from borrowers via SBA servicing.
• Assist Team Leader in training internal staff bank-wide.
• Keep up to date on SBA SOP.

Skills

Relationship management

Credit analysis

SBA lending

Communication

Negotiation

Education

Bachelor's degree in Business or related field

Tools

SBA SOP

Accounting basics

California real estate procedures

Job description

• Job Type: Full-Time

POSITION OVERVIEW

The SBA Loan Officer develops new business, structures SBA loan opportunities, and guides borrowers from application through closing. This role combines relationship management, credit analysis, and SBA lending expertise.

ESSENTIAL JOB FUNCTIONS

• Originate new deals based on annual budget.
• Attend initial meetings with prospects/new clients.
• Work with clients to complete SBA loan package.
• Work with team leader to structure loan.
• Assist in credit analysis and underwriting process.
• Ability to understand credit risk.
• Work with Closing Department on getting loans booked and closed.
• Work with SBA servicing in obtaining financial updates from borrowers.
• Assist Team Leader in training internal staff bank-wide.
• Keep up to date on SBA SOP.
• Perform additional duties as assigned

QUALIFICATIONS

• Education: Bachelor's degree in Business or a related field preferred.
• Years of Experience: Minimum of 5 years of relevant experience.
• Knowledge: SBA SOP, Accounting, and California real estate procedures.

EQUAL OPPORTUNITY EMPLOYER

EverTrust Bank is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.