Settlement Analyst

Atlanticus; Atlanta (GA); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Generous PTO and holiday schedule

401(k) with company match

Employee stock purchase plan

Ongoing training (lunch & learns, financial and health webinars)

Job summary

A financial services company in Atlanta is seeking a detail-oriented individual to manage daily Customer Payments and maintain financial records. Responsibilities include reconciling accounts, investigating discrepancies, and tracking payment trends. Ideal candidates have an Associate or Bachelor's degree in Accounting or related field, proficiency in Excel, and strong problem-solving skills. This role offers an opportunity for growth in a collaborative environment with generous benefits including PTO, 401(k), and ongoing training.

Qualifications

• Associate or Bachelor's degree in Accounting or Business Administration is preferred or similar work experience.
• Proficient in Microsoft Excel.
• Ability to spot errors.
• Strong analytical abilities to troubleshoot and resolve issues.
• Ability to communicate effectively with internal teams and external banking partners.

Responsibilities

• Movement of daily Customer Payments to the Trust/Investors.
• Reconcile bank accounts and internal systems to identify discrepancies.
• Investigate discrepancies, rejected payments, and missing funds.
• Maintain accurate records for all Settlements.
• Record and track various Customer Payment types.

Skills

Attention to Detail

Problem-Solving

Effective Communication

Proficiency in Microsoft Excel

Education

Associate or Bachelor's degree in Accounting or Business Administration

Job description

When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle‑class Americans. With a culture of collaboration and a one‑team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well‑being.

Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general‑purpose credit cards marketed through our omnichannel platform, including retail point‑of‑sale, healthcare point‑of‑care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non‑prime financial organizations with multiple financing and service programs.

Office Location

• Atlanta, GA – Located in the Queen Building (King & Queen Towers, Sandy Springs), with easy access to I‑285, GA‑400, and a free shuttle to MARTA.

Work Culture

We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You’ll be empowered to lead, grow, and make an impact.

The Role

• What a day looks like:
• Funds Movement and Payments: The Movement of high volume and time sensitive daily Customer Payments to the Trust/Investors as well as the movement of funds to pay for Visa/MasterCard purchases.

Reconciliation & Reporting

Reconcile bank accounts and the Internal system of record to identify and resolve discrepancies and ensuring all accounts are balanced.

Managing Exceptions

Investigating discrepancies, rejected payments, and missing funds and reporting issues to Payment Processing.

Maintain accurate records

Maintain accurate records and support for all Settlements, supporting audits and regulatory compliance requirements.

Record and Track

Record and Track various Customer Payment types to identify payment trends to provide to Management.

Qualifications

• You’re a great fit if you have:
• Associate or Bachelor’s degree in Accounting or Business Administration is preferred, or similar work experience.
• Proficient in Microsoft excel.
• Attention to Detail: Ability to spot errors.
• Problem‑Solving‑Strong analytical abilities to troubleshoot and resolve issues.
• Ability to communicate effectively with internal teams and external banking partners.

Why You’ll Love Working Here

This isn’t just a job, it’s a place to lead, grow, and thrive. If you believe in your skills and drive, we’ll provide the resources and support to help you succeed.

Benefits

• Generous PTO and holiday schedule
• 401(k) with company match
• Employee stock purchase plan
• Ongoing training (lunch & learns, financial and health webinars)

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.