Financial Analyst, Structured Finance

ATLANTICUS SERVICES CORPORATION; Atlanta (GA); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Generous PTO and holiday schedule

401(k) with company match

Employee stock purchase plan

Ongoing training (lunch & learns)

Job summary

Atlanticus is seeking a Financial Analyst – Structured Finance in Atlanta to join the team responsible for investor reporting, portfolio analysis, and compliance with structured finance transactions. The role offers exposure to FP&A, Accounting, Legal, and Operations in a collaborative environment.

You will prepare investor reports for asset-backed securitization, interpret complex agreements, and help drive process improvements within the reporting function.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related business discipline.
• 2–3 years of experience in financial reporting, accounting, or a related field.
• Strong Microsoft Excel skills with PivotTables, XLOOKUP/INDEX-MATCH, complex formulas, and data analysis.

Responsibilities

• Prepare daily, monthly, and quarterly investor reports for asset-backed securitization transactions.
• Interpret securitization agreements and ensure reporting complies with transaction requirements.
• Gather, validate, and reconcile financial and operational data from multiple systems.
• Identify and resolve reporting issues related to system of record data.
• Perform monthly close activities for investor portfolios.
• Monitor and reconcile investor bank accounts.
• Analyze portfolio performance, identify trends, and investigate variances.
• Develop ad hoc analyses and reporting to support management, investors, and strategic initiatives.
• Identify opportunities to improve reporting processes, automate recurring tasks, and strengthen internal controls.

Job description

When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being. Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.

Atlanta, GA - Located in the Queen Building (King & Queen Towers, Sandy Springs), with easy access to I-285, GA-400, and a free shuttle to MARTA.

Work Culture We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You’ll be empowered to lead, grow, and make an impact.

The Role Atlanticus is a financial technology company that partners with banks and retailers to provide innovative credit solutions that help consumers improve their financial lives. Our Structured Finance team plays a critical role in supporting the company's funding strategy through accurate investor reporting, portfolio analysis, and compliance with structured finance transactions. We are seeking a highly analytical Financial Analyst to join our Structured Finance team. This role offers the opportunity to gain hands‑on experience in structured finance and capital markets while working with cross‑functional teams across FP&A, Accounting, Legal, and Operations. Financial Analyst – Structured Finance Position Summary

Responsibilities

• Prepare daily, monthly, and quarterly investor reports for asset‑backed securitization transactions
• Interpret securitization legal agreements and ensure reporting complies with transaction requirements
• Gather, validate, and reconcile financial and operational data from multiple systems
• Identify and resolve reporting issues related to system of record data
• Perform monthly close activities for investor portfolios
• Monitor and reconcile investor bank accounts
• Analyze portfolio performance, identify trends, and investigate reporting variances.
• Develop ad hoc analyses and reporting to support management, investors, and strategic initiatives
• Identify opportunities to improve reporting processes, automate recurring tasks, and strengthen internal controls

You’re a great fit if you have:

• Position is in-office (Atlanta)
• Bachelor's degree in Finance, Accounting, Economics, or a related business discipline
• 2–3 years of experience in financial reporting, accounting, or a related field.
• Strong Microsoft Excel skills, including PivotTables, XLOOKUP/INDEX-MATCH, complex formulas, and data analysis
• Excellent analytical and problem‑solving abilities
• Strong written and verbal communication skills with the ability to present financial information clearly and concisely
• Ability to manage multiple priorities and consistently meet time‑sensitive deadlines.
• Highly organized with exceptional attention to detail
• Comfortable working both independently and collaboratively in a team environment

Why You’ll Love Working Here

This role offers an excellent opportunity to develop expertise in structured finance and capital markets while working alongside experienced finance professionals. You’ll gain exposure to complex financial transactions, develop valuable analytical skills, and have opportunities for professional growth within a collaborative and high‑performing team. This isn’t just a job, it’s a place to lead, grow, and thrive. If you believe in your skills and drive, we’ll provide the resources and support to help you succeed. This role offers an excellent opportunity to develop expertise in structured finance and capital markets while working alongside experienced finance professionals. You’ll gain exposure to complex financial transactions, develop valuable analytical skills, and have opportunities for professional growth within a collaborative and high‑performing team.

Benefits

• Generous PTO and holiday schedule
• 401(k) with company match
• Employee stock purchase plan
• Ongoing training (lunch & learns, financial and health webinars)
• Team volunteer outings

Atlanticus is an equal opportunity employer.

All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.