Set-up Clerk

Cornerstone Capital Bank; Houston (TX); On-site; USD 42,000 - 60,000; Full time

Benefits offered by this job

Competitive salary

Full benefits package

Performance-based bonus

Job summary

Cornerstone Capital Bank's Cornerstone Home Lending division seeks a Mortgage Set Up Clerk in Houston to support the loan closing process. You will work with loan originators and customers to ensure accurate and timely closings, reviewing documents and coordinating with title companies and operations.

The ideal candidate brings attention to detail, enthusiasm, and strong communication, with experience in mortgage processing or related software a plus.

Qualifications

• Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines a plus
• Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
• Ability to independently calculate all types of self-employed income a plus
• Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month
• Ability to monitor and manage workflow to ensure timely closings
• Maintain product knowledge and stay up to date on changes to market conditions
• Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process.
• Comply with all applicable laws and regulations related to mortgage lending.

Skills

Strong written and verbal comms

Teamwork and customer service

Self-motivated and energetic

Strong computer and tech skills

Independent and proactive

Tools

Empower LOS

SalesForce

Database knowledge

Job description

Description

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

Job Details

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who We Are Looking For

We are a great company with great people, and we are looking for a Mortgage Set Up Clerk, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and timely closing process.

In this exciting and dynamic role, we are looking for a Mortgage Set Up Clerk who can drive amazing and deep relationships with our Loan Originators and Customers. This professional will partner with our team to assist our Originators and Customers through the loan process.

What You'll Need To Be Successful

• Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines a plus
• Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
• Ability to independently calculate all types of self-employed income a plus
• Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month.
• Ability to monitor and manage workflow to ensure timely closings
• Maintain product knowledge and stay up to date on changes to market conditions
• Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process.
• Comply with all applicable laws and regulations related to mortgage lending.

Qualifications

• Jr. Mortgage Processing experience a plus
• TRID knowledge a plus
• Experience using Empower LOS is a plus.
• SalesForce experience and knowledge on working within a database a plus
• Strong written and verbal communication skills
• Teamwork and customer service a must
• Self-motivated and energetic
• Strong computer and technology related skills
• Able to work independently and proactively, prioritizing workload and handle multiple tasks

What We Offer

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a performance-based bonus.