Senior Wealth Risk Advisory Consultant

Fifth Third Bank, N.A.; Naples (FL); On-site; USD 122,000 - 262,000; Full time

Job summary

Fifth Third Bank, N.A. is seeking a Senior Risk Advisory Consultant who delivers advanced insurance and risk-management guidance as part of a holistic wealth planning process.

You will align with Wealth Advisors and Wealth Strategists to identify client risks, evaluate coverage, design strategies and coordinate implementation for high-net-worth clients. This senior role leads complex cases, coordinates with carriers and advisors, reviews policies, and mentors less-experienced partners while

Qualifications

• Bachelor’s degree or equivalent combination of education and experience.
• Eight or more years of insurance planning, advanced case design, wealth planning or related financial-services experience.
• Demonstrated experience advising high-net-worth clients and collaborating with relationship managers, planners or external professional advisors.

Responsibilities

• Lead structured risk assessments for new and existing wealth strategies, identify protection and liquidity gaps, and document findings and recommended next steps.
• Develop insurance strategies that complement estate planning, wealth transfer, business succession, executive benefits, charitable objectives and broader client financial goals.
• Explain complex insurance concepts, tradeoffs and implementation considerations to clients and their external advisors in a clear, balanced and understandable manner.
• Work alongside Wealth Advisors, Wealth Strategists, fiduciary professionals and other SCAS specialists from discovery through recommendation and implementation.
• Lead complex cases, including data gathering, financial and policy analysis, illustration review, carrier engagement, underwriting coordination, application strategy and policy delivery.
• Evaluate existing life, disability, long-term care and annuity arrangements for alignment with current objectives, ownership structures, funding assumptions and service needs.

Skills

Insurance risk analysis

Complex planning

Consultative communication

Case design and execution

Collaboration and judgment

Education

Bachelor’s degree or equivalent combination of education and experience

Job description

Fifth Third Bank, N.A. is seeking a Senior Risk Advisory Consultant who delivers advanced insurance and risk-management guidance as part of a holistic wealth planning process.

You will align with Wealth Advisors and Wealth Strategists to identify client risks, evaluate coverage, design strategies and coordinate implementation for high-net-worth clients. This senior role leads complex cases, coordinates with carriers and advisors, reviews policies, and mentors less-experienced partners while