Senior VP: Underwriting & Enterprise Transformation

Cornerstone Capital Bank; United States; Remote; USD 200,000 - 320,000; Full time

Benefits offered by this job

Medical

Dental

Vision

AD&D

LTD

STD

FSA

HSA

401K

Life Insurance

Parental Leave

Job summary

Cornerstone Home Lending, a division of Cornerstone Capital Bank, seeks a Senior Vice President of Underwriting to lead the underwriting organization across all lending channels. You will set the vision, partner with Sales, Operations, Capital Markets, and Technology, and drive scalable, compliant decisioning with a focus on customer experience and growth.

You will build a high-performing team, establish KPI-driven performance frameworks, and supervise policy interpretation while ensuring

Qualifications

• 10+ years of progressive mortgage underwriting experience, with 7+ years in leadership roles.
• Bachelor’s degree in business, Finance, or related field preferred.
• Experience with agency, government, and investor underwriting guidelines (Conventional, FHA, VA, USDA, etc.).
• Strong knowledge of regulatory requirements, compliance standards, and risk management practices.
• Demonstrated success building and scaling high-performing teams in dynamic environments.
• Experience leading within a complex, matrixed organization and driving enterprise-wide transformation.

Responsibilities

• Set and execute a forward-looking underwriting vision aligned with corporate growth, risk tolerance, and long-term strategic priorities.
• Serve as a key member of the executive leadership team, contributing to enterprise decision-making and cross-functional strategic initiatives.
• Lead transformation efforts that improve scalability, consistency, and operational resilience across all underwriting functions.
• Champion continuous improvement through modernization of processes, tools, and operating models.
• Build and evolve a high-performing underwriting organization capable of supporting multi-channel growth.
• Establish clear performance frameworks, KPIs, and accountability measures that drive quality, speed, and productivity.
• Optimize organizational structure, capacity planning, and resource allocation to align with production demand and business priorities.
• Drive operational excellence by improving cycle times, decision quality, and customer outcomes.
• Cultivate a disciplined, enterprise-aligned credit culture balancing risk with production and customer expectations.
• Provide executive oversight of credit policy interpretation, exception management, and emerging risk trends.
• Lead collaboration with Risk, Compliance, and Quality Control to identify issues and implement sustainable solutions.
• Ensure strong governance, transparency, and alignment with agency, investor, and regulatory expectations.

Skills

Mortgage underwriting

Leadership experience

Executive communication

Regulatory knowledge

Stakeholder management

Cross-functional collaboration

Education

Bachelor's degree in business/finance

Job description

Cornerstone Home Lending, a division of Cornerstone Capital Bank, seeks a Senior Vice President of Underwriting to lead the underwriting organization across all lending channels. You will set the vision, partner with Sales, Operations, Capital Markets, and Technology, and drive scalable, compliant decisioning with a focus on customer experience and growth.

You will build a high-performing team, establish KPI-driven performance frameworks, and supervise policy interpretation while ensuring