Senior VP, Commercial Underwriter

Western Alliance Bank; Costa Mesa (CA); Presencial; USD 122.000 - 151.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Ownership stake in the company

Medical and dental insurance

401k matching

Tuition assistance program

Employee volunteer program

Wellness program

Descripción de la vacante

Western Alliance Bank is seeking a Vice President, Commercial Underwriter to underwrite complex loan requests and renewals across working capital, real estate, term loans, and asset-based facilities. It requires building strong relationships with lending officers and Credit Administration to evaluate risk and structure.

You will mentor junior analysts, review loan structures and covenants, and present financings to senior management or Loan Committee.

Formación

• 6+ years of related experience.
• Advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
• Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Advanced speaking and writing communication skills.

Responsabilidades

• Underwrite complex loan requests and renewals for working capital lines of credit, commercial real estate loans, term loans, and other lending products.
• Review loan structure, financial spreads, entity structures, collateral, market data and reports to understand risks and prepare a recommendation to Credit Administration.
• Mentor junior analysts in financial analysis, loan structure and covenant conditions to mitigate credit risk.
• Present financing requests to senior management or Loan Committee for approval; meet with customers and negotiate terms.

Conocimientos

Six plus years experience

Advanced banking operations knowledge

Regulatory compliance knowledge

Advanced communication skills

Educación

Bachelor's degree or equivalent experience

Descripción del empleo

Western Alliance Bank is seeking a Vice President, Commercial Underwriter to underwrite complex loan requests and renewals across working capital, real estate, term loans, and asset-based facilities. It requires building strong relationships with lending officers and Credit Administration to evaluate risk and structure.

You will mentor junior analysts, review loan structures and covenants, and present financings to senior management or Loan Committee.