Senior US Mortgage Underwriter - FHA/Conventional Expert

Washingtonkastles; Princeton (NJ); On-site; USD 70,000 - 100,000; Full time

Job summary

Flatworld Solutions (FWS) seeks an experienced mortgage underwriting professional with US knowledge to analyze documents, assess risk, and underwrite loan files for clients. You will collaborate with the Underwriting Manager, issue conditional approvals, and drive loan clearance to final CTC, ensuring adherence to agency guidelines and investor requirements.

The role emphasizes meticulous data analysis, strong communication, and ability to navigate complex income scenarios and verification

Qualifications

• Analytical skills to analyse a large number of documents and data points.
• Strong attention to detail to identify anomalies across documents.
• Excellent written and verbal communication.
• Solid arithmetic skills to calculate ratios.

Responsibilities

• Underwrite loans on behalf of clients using client LOS.
• Collaborate with Underwriting Manager to learn overlays and clarify grey areas.
• Issue conditional approvals and coordinate with processors to clear conditions.
• Issue final CTC once all conditions are met.
• Review loans underwritten by teammates and provide feedback.
• Perform quick QC on loans to identify saleability issues.
• Re-underwrite closed loans to derive QA findings.

Skills

Analytical skills

Attention to detail

Communication skills

Math skills

Job description

Flatworld Solutions (FWS) seeks an experienced mortgage underwriting professional with US knowledge to analyze documents, assess risk, and underwrite loan files for clients. You will collaborate with the Underwriting Manager, issue conditional approvals, and drive loan clearance to final CTC, ensuring adherence to agency guidelines and investor requirements.

The role emphasizes meticulous data analysis, strong communication, and ability to navigate complex income scenarios and verification