Senior Underwriting Specialist (VA)

Great American Insurance Group; Virginia; Hybrid; USD 107,000 - 125,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Wellness plans

Parental leave

Adoption assistance

Tuition reimbursement

Paid time off and holidays

401(k) plan with company match

Employee stock purchase plan

Commuter benefits

Job summary

Great American Insurance Group in Virginia seeks an experienced underwriter to assess and bind new and renewal workers’ compensation business. You will develop risk models, collaborate with actuaries and agents, and ensure compliant, well-documented decisions.

This field role requires deep underwriting expertise, strong communication, and occasional travel to client sites. The compensation reflects the seniority and market demand for risk assessors in the workers’ compensation sector.

Qualifications

• Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or related field or equivalent experience.
• Minimum of 13 years of underwriting experience or related field.
• Professional designations such as AU, CPCU, CIC, INS or ARM preferred.
• Occasional travel may be required.

Responsibilities

• Leads the evaluation and underwriting of new and renewal business per guidelines and risk appetite.
• Develops risk assessment models to inform coverage, pricing, and terms.
• Fosters partnerships with actuaries, agents, brokers, and clients for data and guidance.
• Analyzes reports to support underwriting decisions (motor vehicle, loss history, external inspections).
• Ensures documentation of underwriting decisions and regulatory compliance.
• Evaluates complex renewals/modifications for policy enhancements and risk mitigation.
• Communicates underwriting strategies to internal teams, agents, and brokers.
• Monitors industry trends and regulatory changes; shares insights.
• Maintains relationships to generate and retain profitable business.
• May contribute to staff coaching and talent decisions; travel as needed.

Skills

Underwriting

Risk assessment

Communication

Negotiation

Education

Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or related field

Job description

Summit provides independent insurance agents and their clients with market-leading workers’ comp insurance and elite customer service. We’re growing and currently serve more than 7,000 independent agents and 31,000 policyholders across the South, Midwest, and Mid-Atlantic. Our strength comes from a single-minded focus on workers’ comp and a commitment to long-term customer relationships. Summit is who you turn to when you need a specialist who not only knows workers’ comp but also gets to know your business and your priorities. Our field team members are located in every state in which we operate. Summit is a member of the Great American Insurance Group where our highest goal is for all employees to feel included, respected, and empowered to perform at their best.

Essential Job Functions and Responsibilities

• Leads the evaluation and underwriting of new and renewal business, ensuring alignment with Company underwriting guidelines and risk appetite.
• Develops and implements advanced risk assessment models to make informed decisions on coverage, pricing, and terms.
• Fosters strategic partnerships with actuaries, agents, brokers, and clients to obtain necessary information and provide guidance.
• Procures and analyzes supplementary reports and screenings, such as motor vehicle reports, loss history reports, and external inspections, to support underwriting decisions.
• Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
• Evaluates complex policy renewals and modifications, identifying opportunities for policy enhancements and risk mitigation.
• Communicates underwriting strategies and decisions effectively to internal teams, agents, and brokers.
• Monitors and shares insights on industry trends, regulatory changes, and market conditions.
• Maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
• Monitors and evaluates underwriting practices, assisting with implementing strategic adjustments to improve overall effectiveness and outcomes.
• May have responsibility for performance and coaching of staff and may have a participatory role in decisions regarding talent selection, development, and performance management for direct reports.
• Performs other duties as assigned.

Job Requirements

Education: Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.

Experience: Generally, a minimum of 13 years of experience in Underwriting or a related field. Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM), or a marketing designation.

Scope of Job/Qualifications

• Performs work under minimal supervision.
• Works at the highest authority limits on the most complex assignments.
• Maintains expert knowledge of company policies and industry laws and regulations.
• Demonstrates expert analytical, risk assessment, and problem-solving skills.
• Excellent interpersonal and communication skills.
• Advanced negotiation and decision-making ability.
• Familiarity with marketing strategies and tools is beneficial.
• Recognized as the company expert in the field.
• May serve as the highest point of escalation for decisions regarding risk and coverage.
• Position requires occasional travel.

Company: SCI Summit Consulting, LLC Salary Range: $107,200.00 -$125,000.00

Benefits:

• Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement.
• Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs.

*Excludes seasonal employees and interns.

The person hired for this position will work a field role in Virginia. #LI-Remote

Great American Insurance Group understands the importance of choosing a financially strong company. We are an organization built for the long term and are committed to giving you that strength. Why can you trust Great American Insurance Group? For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to “Be Here. Be GREAT!” To learn more, visit our Career Page