Senior Underwriting Leader, Commercial Banking

Fifth Third Bank; New York (NY); Sur place; USD 97 000 - 208 000; Plein temps

Avantages offerts par ce poste

Incentive compensation plan

Comprehensive benefits

Résumé du poste

Fifth Third Bank in New York, NY is seeking an Underwriting Principal to collaborate with Relationship Managers and Credit partners across underwriting, credit approval, documentation, and closing processes. You will identify, assess, and communicate credit risks while performing detailed due diligence and financial analysis to support sound underwriting decisions within risk policies.

You will lead due diligence, financial projection modeling, and documentation, coordinating with internal

Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field required; CFA or MBA a plus.
• 7+ years of experience in commercial underwriting.
• Deep expertise in financial analysis, projection modeling, credit structuring, documentation, and due diligence execution.
• Advanced proficiency in Microsoft Excel; strong working knowledge of Word, Outlook, and related applications.
• Excellent written and verbal communication skills with the ability to clearly articulate a credit view, key assumptions, and risk considerations.
• Highly organized, detail oriented, and capable of managing multiple transactions and timelines concurrently.

Responsabilités

• Partner with Relationship Managers on initial transaction assessment, financial analysis, and structuring, including preparation of opportunity memos.
• Perform detailed due diligence on companies, industries, management teams, and other relevant internal and external information.
• Act as an expert in financial projection modeling, including development, review, and assessment of base case and downside case projections and underlying assumptions.
• Manage the underwriting, approval, and documentation process for new money transactions.
• Provide a balanced credit view on borrower, industry, structural and execution risks within established credit policy and risk appetite.
• Demonstrate strong client selection, credit agreement, and underwriting skills, including identification, evaluation and articulation of key risks and mitigants.
• Engage and coordinate with external legal counsel and internal partners to support documentation preparation, negotiation and execution.
• Coordinate closing, funding, and booking activities with the Funding Desk and Credit Collateral Operations.
• Ensure timely and accurate completion of all internal and external post closing requirements.
• Identify, assess, manage, and escalated credit risks in accordance with Bank policy, procedures and regulatory expectations.
• Establish strong working partnerships and effective routines with internal stakeholders to support efficient execution and consistent credit outcomes.
• Provide ongoing feedback, technical guidance, and coaching to junior team members.
• May be required to develop industry expertise in one or more sectors and understand, monitor, and articulate key industry trends, risks and themes.
• Support underwriting consistency, knowledge sharing, and best practice development within the underwriting function.
• Perform special projects and other assignments as requested.

Connaissances

Financial analysis

Projection modeling

Credit structuring

Due diligence

Communication skills

Organization

Timelines management

Formation

Bachelor’s degree in Finance/Business Administration

CFA or MBA a plus

Outils

Microsoft Excel

Word

Outlook

Description du poste

Fifth Third Bank in New York, NY is seeking an Underwriting Principal to collaborate with Relationship Managers and Credit partners across underwriting, credit approval, documentation, and closing processes. You will identify, assess, and communicate credit risks while performing detailed due diligence and financial analysis to support sound underwriting decisions within risk policies.

You will lead due diligence, financial projection modeling, and documentation, coordinating with internal