Senior Underwriter & Credit Strategist

Fifth Third Bank; San Francisco (CA); On-site; USD 97,000 - 208,000; Full time

Job summary

Fifth Third Bank is looking for an Underwriting Principal in New York, NY. You will partner with Relationship Managers and Credit teams to assess opportunities, analyze financials, and structure transactions.

You will lead due diligence, model projections, and document approvals to support sound underwriting decisions within policy and risk appetite. You will provide guidance to junior staff, coordinate with legal and internal teams, and help drive consistent credit outcomes.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field
• CFA or MBA a plus
• 7+ years of experience in commercial underwriting
• Deep expertise in financial analysis, projection modeling, credit structuring, documentation, and due diligence execution
• Advanced proficiency in Microsoft Excel; strong working knowledge of Word, Outlook, and related applications

Responsibilities

• Partner with Relationship Managers on initial transaction assessment, financial analysis, and structuring, including preparation of opportunity memos
• Perform detailed due diligence on companies, industries, management teams, and other information
• Act as an expert in financial projection modeling and assess base and downside case projections
• Manage underwriting, approval, and documentation for new money transactions
• Provide a balanced credit view on borrower, industry, risks within policy and risk appetite
• Coordinate closing, funding, and booking activities with the Funding Desk and Credit Collateral Operations
• Ensure timely completion of post-closing requirements
• Identify, assess, manage, and escalate credit risks per bank policy

Skills

Deep credit analysis

Financial projections

Excel proficiency

Strong communication

Attention to detail

Education

Bachelor’s degree in Finance or Business

CFA or MBA a plus

Tools

Microsoft Excel

Word

Outlook

Job description

Fifth Third Bank is looking for an Underwriting Principal in New York, NY. You will partner with Relationship Managers and Credit teams to assess opportunities, analyze financials, and structure transactions.

You will lead due diligence, model projections, and document approvals to support sound underwriting decisions within policy and risk appetite. You will provide guidance to junior staff, coordinate with legal and internal teams, and help drive consistent credit outcomes.