Senior Commercial Underwriting & Credit Lead

Fifth Third; New York (NY); Presencial; USD 97.000 - 208.000; Jornada completa

Descripción de la vacante

Fifth Third in New York, NY seeks an Underwriting Principal to lead complex commercial transactions, assess risk, and guide structuring through to funding. You will partner with Relationship Managers and Credit partners, perform due diligence, and provide expert financial projections and risk insights.

You will mentor junior staff, ensure underwriting consistency, and participate in special projects while contributing to sound credit decisions and strong client outcomes.

Formación

• Bachelor's degree in Finance, Business Administration, or related field required; CFA or MBA a plus.
• 7+ years of experience in commercial underwriting.
• Deep expertise in financial analysis, projection modeling, credit structuring, documentation and due diligence execution.
• Advanced proficiency in Microsoft Excel; strong working knowledge of Word, Outlook and related apps.
• Excellent written and verbal communication skills with ability to articulate credit view, assumptions and risks.
• Highly organized, detail oriented, and able to manage multiple transactions and timelines.

Responsabilidades

• Partner with Relationship Managers on initial transaction assessment, financial analysis, and structuring, including memo prep.
• Perform detailed due diligence on companies, industries, management teams and other information.
• Act as an expert in financial projection modeling, including base and downside case projections and assumptions.
• Manage underwriting, approval, and documentation for new money transactions.
• Provide a balanced credit view on borrower, industry, risks within policy and risk appetite.
• Demonstrate strong client selection, credit agreement and underwriting skills, with mitigants.
• Engage with external counsel and internal partners for documentation, negotiation and execution.
• Coordinate closing, funding, and booking activities with Funding Desk and Credit Collateral Ops.
• Ensure timely completion of post closing requirements.
• Identify, assess, manage, and elevate credit risks per policy and regulatory expectations.
• Establish partnerships with internal stakeholders to support efficient execution and consistent outcomes.
• Provide coaching to junior team members and develop industry expertise as needed.
• Support underwriting consistency, knowledge sharing, and best practices.
• Perform special projects and other assignments as requested.

Conocimientos

Credit analysis

Financial modeling

Credit underwriting

Excel skills

Communication skills

Risk assessment

Educación

Bachelor's degree in Finance or related

CFA or MBA a plus

Herramientas

Microsoft Excel

Word / Outlook

Descripción del empleo

Fifth Third in New York, NY seeks an Underwriting Principal to lead complex commercial transactions, assess risk, and guide structuring through to funding. You will partner with Relationship Managers and Credit partners, perform due diligence, and provide expert financial projections and risk insights.

You will mentor junior staff, ensure underwriting consistency, and participate in special projects while contributing to sound credit decisions and strong client outcomes.