Senior Credit Analyst, Innovation Banking

Fifth Third; New York (NY); On-site; USD 71,000 - 146,000; Full time

Job summary

Fifth Third Bank in New York, NY is seeking a Senior Credit Analyst to support end-to-end underwriting and portfolio monitoring, collaborating with Portfolio Managers, Underwriters, and Credit Risk teams. You will analyze borrower financials, prepare credit materials, and contribute to risk reviews with clear, data-driven recommendations.

The role emphasizes independent analysis, data accuracy, and clear communication for management and committees, with opportunities to mentor juniors and drive

Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or a related field.
• 3+ years of experience in commercial banking or credit analysis.
• Strong financial statement analysis and projection modeling abilities.
• Knowledge of U.S. banking regulations and credit practices.
• Excellent written and verbal communication skills.

Responsibilities

• Partner with Portfolio Managers to support underwriting, structuring, and monitoring.
• Independently analyze borrower financials, including cash flow, leverage, and profitability.
• Prepare concise credit memoranda with risks, mitigants, and projections.
• Develop and validate historical charts, projections, and sensitivity analyses.
• Manage portfolio monitoring, covenant reviews, and risk rating validation.
• Ensure accuracy and timeliness of credit data across systems.

Skills

Financial analysis

Credit risk assessment

Excel & PowerPoint

Communication skills

Problem solving

Attention to detail

Education

Bachelor’s degree in Business, Finance, Accounting, or related field

Tools

Excel

PowerPoint

Internal banking systems

Job description

Fifth Third Bank in New York, NY is seeking a Senior Credit Analyst to support end-to-end underwriting and portfolio monitoring, collaborating with Portfolio Managers, Underwriters, and Credit Risk teams. You will analyze borrower financials, prepare credit materials, and contribute to risk reviews with clear, data-driven recommendations.

The role emphasizes independent analysis, data accuracy, and clear communication for management and committees, with opportunities to mentor juniors and drive