Senior Underwriter IV - Complex Risks & Leadership

USI Insurance Services; Norwalk (CT); On-site; USD 115,000 - 130,000; Full time

Benefits offered by this job

Competitive benefits package

Paid time off

Paid holidays

401(k)

Job summary

USI Insurance Services is seeking an experienced underwriter to assess large, complex risks, negotiate premiums, and manage broker and carrier relationships. You will underwrite new and renewal accounts, act as a subject matter expert, and drive profitable production while traveling for key client meetings.

Responsibilities include developing policy terms, assessing risk, issuing policies, and collaborating across departments to implement program strategies.

Qualifications

• 7+ years underwriting experience.
• High school diploma or equivalent required.
• For direct client service/underwriting, Property & Casualty license is required.

Responsibilities

• Underwrite and analyze new and renewal accounts for the most complex assignments.
• Serve as a subject matter expert to review insurance policy.
• Assess risk to determine price, coverage, and terms and conditions; complete binding and issuance.
• Identify the need for and evaluate additional risk information.
• Underwrite within defined limits and authority.
• Establish underwriting policy and procedures; provide reports to management.
• Develop relationships with agencies and negotiate with brokers to drive new business and profitability.
• Communicate with agents to obtain supplemental underwriting information.
• Analyze and rate endorsement requests.
• Recommend authority levels and program guidelines enhancements.
• Collaborate to execute strategy and identify program opportunities.
• Engage in professional development and training.
• Provide training to underwriting staff as needed.
• Travel 20% for client meetings and development.

Skills

Underwriting

Negotiation

Risk analysis

Communication skills

Microsoft Office

Travel

Education

High school diploma

Property & Casualty license

Tools

Microsoft Office

Job description

USI Insurance Services is seeking an experienced underwriter to assess large, complex risks, negotiate premiums, and manage broker and carrier relationships. You will underwrite new and renewal accounts, act as a subject matter expert, and drive profitable production while traveling for key client meetings.

Responsibilities include developing policy terms, assessing risk, issuing policies, and collaborating across departments to implement program strategies.