Senior Underwriter IV: Complex Risks & Growth

USI Insurance Services; Glastonbury (CT); On-site; USD 115,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k)

Paid time off

Paid family leave

Holiday pay

Flexible spending account

Health savings account

Short-term disability

Long-term disability

Life insurance

Job summary

USI Insurance Services is seeking an experienced underwriter to assess large, complex risks, price accurately, and negotiate premiums. You will manage relationships with brokers and carriers, provide policy expertise, and drive profitable production for major accounts.

The role involves reviewing endorsements, setting authority levels, and collaborating with internal teams to implement underwriting programs. Travel up to 20% is required for key client and carrier meetings.

Qualifications

• 7+ years of underwriting experience.
• High school diploma or equivalent required.
• For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.
• Broad and deep knowledge of insurance industry market and appetite.
• Ability to establish product risk factors and compliance with state DOIs.
• Ability to negotiate with strong mathematical skills.
• Strong written, verbal, and interpersonal communication skills.
• Working knowledge of Microsoft Office suite of products.
• Proficiency in utilizing company systems.
• Strong organizational and analytical skills with attention to detail.

Responsibilities

• Underwrite and analyze new and renewal accounts for the most complex assignments.
• Serve as a subject matter expert to review insurance policy.
• Assess the risk to determine the appropriate price, coverage, and terms and conditions; bind coverage and issue invoices.
• Identify the need, order, and evaluate additional risk assessment information.
• Underwrite within defined broad limits and authority.
• Establish underwriting policy and procedures; provide reports to management.
• Develop and maintain working relationships with agencies; negotiate with brokers to ensure profitable new business.
• Communicate with agents to obtain supplemental underwriting information.
• Analyze and rate endorsement requests.
• Recommend authority levels and program enhancements across coverage, forms, and guidelines.
• Collaborate with internal departments to execute program strategy.
• Engage in professional development and training.
• Provide training and coaching to underwriting team as needed.
• Requires travel for client relationships and key meetings.

Skills

Underwriting experience

Communication skills

Negotiation

Microsoft Office

Analytical skills

Organizational skills

Travel ability

Education

High school diploma or equivalent

Property & Casualty license

Tools

Company systems

Job description

USI Insurance Services is seeking an experienced underwriter to assess large, complex risks, price accurately, and negotiate premiums. You will manage relationships with brokers and carriers, provide policy expertise, and drive profitable production for major accounts.

The role involves reviewing endorsements, setting authority levels, and collaborating with internal teams to implement underwriting programs. Travel up to 20% is required for key client and carrier meetings.