Senior Underwriter - Employee Benefits

Foundation Risk Partners, Corp.; Philadelphia (Philadelphia County); Sur place; USD 100 000 - 130 000; Plein temps

Avantages offerts par ce poste

Medical benefits

Vision benefits

Dental benefits

401(k) with company match

Life insurance

STD/LTD

PTO 18 days + holidays

Résumé du poste

Foundation Risk Partners is seeking a Senior Underwriter who partners with leadership to support health and welfare programs. The role drives renewal strategy, analyzes claims data, and ensures underwriting deliverables are accurate for fully insured and self-insured clients.

The position emphasizes relationship building with clients and carriers, collaboration with internal teams, and expertise in underwriting methodologies and budgets.

Qualifications

• 5+ years of underwriting experience with a health and welfare carrier or brokerage
• Ability to manage multiple priorities in a fast-paced environment
• Strong written and verbal communication skills

Responsabilités

• Analyze carrier renewals and manage carrier interactions
• Review proposals and underwriting materials for accuracy and completeness
• Review and analyze claims reports; oversee claims reporting for self-insured clients
• Develop self-insured budgets and premium equivalent rate calculations
• Prepare fully insured pre-renewal projections and financial models
• Participate in pre-renewal and renewal strategy meetings with internal teams and clients
• Conduct ad hoc claims and utilization analyses as needed

Connaissances

Client relations

Carrier processes

Written communication

MS Office Suite

Multi-tasking

Independent & collaborative

Outils

Excel

Word

PowerPoint

Description du poste

The Senior Underwriter partners closely with the Vice President of Underwriting and Account Management team to support complex health and welfare programs. This role is integral in driving renewal strategy, analyzing claims data, and ensuring accuracy and consistency across underwriting deliverables for both fully insured and self-insured clients.

Essential Functions:

• Analyze carrier renewals and manage ongoing carrier interactions
• Review proposals and underwriting materials for accuracy and completeness
• Review and analyze claims reports; oversee claims reporting for self-insured clients
• Develop self-insured budgets, including premium equivalent rate calculations
• Prepare fully insured pre-renewal projections and financial models
• Participate in pre-renewal and renewal strategy meetings with internal teams and clients
• Conduct ad hoc claims and utilization analyses as needed

Competencies & Qualifications:

• Proven ability to build strong relationships with clients, carriers, and internal partners
• In-depth knowledge of carrier processes, plan designs, funding arrangements, and stop-loss contracts
• Excellent written and verbal communication abilities
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
• Ability to manage multiple priorities in a fast-paced environment
• Comfortable working both independently and as part of a collaborative team

Education & Experience:

• Minimum of 5+ years of underwriting experience with a health and welfare carrier or brokerage, supporting employer groups of 100+ lives

This range represents the estimated low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on factors including but not limited to performance, location, and experience. The range listed is just one component of FRP's total compensation package for employees.

Pay Transparency Range

$100,000 - $130,000 USD

Disclaimer:

While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary.

Equal Employment Opportunity (EEO):

FRP provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or any other classifications protected by law.

FRP offers a comprehensive range of health-related benefit options including medical, vision, and dental. We offer a 401(k) with company match, company paid life insurance, STD, LTD and a generous PTO policy starting at 18 days per year plus 10 paid holidays & 2 floating holidays!

As set forth in Foundation Risk Partners's Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

A 'disabled veteran' is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A 'recently separated veteran' means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An 'active duty wartime or campaign badge veteran' means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An 'Armed forces service medal veteran' means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.