Senior Underwriter - Employee Benefits

Corporate Synergies; Philadelphia (Philadelphia County); On-site; USD 100,000 - 130,000; Full time

Benefits offered by this job

401(k) with company match

Company paid life insurance

Short-Term Disability (STD)

Long-Term Disability (LTD)

PTO 18 days + 10 holidays & 2 floating

Job summary

Corporate Synergies is seeking a Senior Underwriter to partner with the VP of Underwriting and Account Management to support complex health and welfare programs. You will drive renewal strategy, analyze claims data, and ensure accuracy across underwriting deliverables for both fully insured and self-insured clients.

The role requires 5+ years in underwriting, strong client and carrier relationship skills, and expert Excel and communication abilities.

Qualifications

• Minimum 5+ years underwriting experience with health and welfare carrier or broker.
• Experience supporting employer groups of 100+ lives.
• Excellent written and verbal communication.
• Proficiency in Microsoft Office Suite.

Responsibilities

• Analyze renewals and manage carrier interactions.
• Review proposals and underwriting materials for accuracy.
• Review claims reports and oversee self-insured claims reporting.
• Develop self-insured budgets and premium calculations.
• Prepare pre-renewal projections and financial models.
• Participate in pre-renewal and renewal strategy meetings with internal teams and clients.
• Conduct ad hoc claims analyses as needed.

Skills

Client relationships

Carrier processes

Stop-loss contracts

Excel

Communication

Time management

Tools

Microsoft Office

Job description

The Senior Underwriter partners closely with the Vice President of Underwriting and Account Management team to support complex health and welfare programs. This role is integral in driving renewal strategy, analyzing claims data, and ensuring accuracy and consistency across underwriting deliverables for both fully insured and self-insured clients.

Essential Functions:

• Analyze carrier renewals and manage ongoing carrier interactions
• Review proposals and underwriting materials for accuracy and completeness
• Review and analyze claims reports; oversee claims reporting for self-insured clients
• Develop self-insured budgets, including premium equivalent rate calculations
• Prepare fully insured pre-renewal projections and financial models
• Participate in pre-renewal and renewal strategy meetings with internal teams and clients
• Conduct ad hoc claims and utilization analyses as needed

Competencies & Qualifications:

• Proven ability to build strong relationships with clients, carriers, and internal partners
• In-depth knowledge of carrier processes, plan designs, funding arrangements, and stop-loss contracts
• Excellent written and verbal communication abilities
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint)
• Ability to manage multiple priorities in a fast-paced environment
• Comfortable working both independently and as part of a collaborative team

Education & Experience:

• Minimum of 5+ years of underwriting experience with a health and welfare carrier or brokerage, supporting employer groups of 100+ lives

This range represents the estimated low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on factors including but not limited to performance, location, and experience. The range listed is just one component of FRP's total compensation package for employees.

Pay Transparency Range

$100,000 - $130,000 USD

Disclaimer: While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary.

Equal Employment Opportunity (EEO):

FRP provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or any other classifications protected by law.

FRP offers a comprehensive range of health-related benefit options including medical, vision, and dental. We offer a 401(k) with company match, company paid life insurance, STD, LTD and a generous PTO policy starting at 18 days per year plus 10 paid holidays & 2 floating holidays!

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Corporate Synergies’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service‑connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.