Senior Underwriter A&H Underwriting

QBE North America; New York (NY); On-site; USD 90,000 - 120,000; Full time

Job summary

QBE North America in New York is seeking an experienced underwriter to manage underwriting for new business and renewals within defined guidelines and authority levels. You will support profitability of the Accident & Health portfolio and build strong relationships with agents and customers across assigned territories.

You will review quotes, assess risk, and ensure adherence to loss ratio goals and rate targets while collaborating with stakeholders to deliver timely decisions.

Qualifications

• Necessary Qualifications include a tertiary degree or equivalent combination of education and work experience.
• Moderate relevant underwriting experience preferred.
• Underwriting experience in the insurance industry with risk profiling and pricing tools is desirable.

Responsibilities

• Underwrite new and renewal business to meet department targets.
• Prepare quotes, review amendments, and manage plan exceptions.
• Maintain adherence to loss ratio goals and rate/persistency targets.
• Develop relationships with agents and customers to understand needs.
• Collaborate with stakeholders to share information and support objectives.
• Comply with organisational standards and regulatory requirements.
• Provide timely, professional service and decisive underwriting decisions.
• Evaluate risk for profitability and identify growth opportunities.
• Maintain records, generate reports, and monitor performance against targets.

Skills

Analytical Thinking

Business Development

Critical Thinking

Customer Service

Financial Advising

Health Insurance

Insurance Underwriting

Intentional collaboration

Managing performance

Policy Analysis

Portfolio Management

Prioritization

Risk Management

Stakeholder Management

Underwriting Analysis

Education

Tertiary Degree

Job description

Primary Details

Time Type: Full timeWorker Type: EmployeeThe purpose of this role is to underwrite new business and renewals within specified guidelines and authority levels, supporting the development of a profitable portfolio under the Accident & Health insurance class. This involves implementing underwriting strategies, building relationships, and making sound decisions to drive business growth and profitability within assigned territories. The role plays a critical part in achieving overall profitability and success in the Accident & Health underwriting business.

Responsibilities

• Perform underwriting responsibilities including quote preparation, review of amendments, and plan exceptions to achieve department results.
• Ensure adherence to loss ratio goals and achieve expected rate increase average and persistency goals.
• Establish and maintain relationships with agents and customers to understand their needs and provide suitable products.
• Collaborate with key stakeholders to share information, recommend solutions, and support business objectives.
• Underwrite new and existing policies in compliance with organisational standards and regulatory requirements.
• Provide timely and professional service to customers and intermediaries, delivering decisions and solutions promptly.
• Evaluate risk for new business to ensure profitable growth and identify new business opportunities.
• Maintain accurate records, prepare reports in a timely manner, and meet new business targets.
• Contribute to a positive work environment by demonstrating cultural expectations and influencing others.

Work Experience

Necessary Work Experience includes:

• Moderate relevant experience.

Preferred Work Experience includes:

• Underwriting experience in the insurance industry, including risk profiling and pricing tools.
• Established customer and broker relationships.
• Underwriting experience in a high-production environment with increasing levels of responsibility.

Qualifications

Necessary Qualifications include:

• Tertiary Degree or equivalent combination of education and work experience.

Global Disclaimer

The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.

US Only Disclaimer

To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

US Only - Travel Frequency

Occasional (approximately 5-10 trips annually)

US Only - Physical Demands

General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.

Skills

Analytical Thinking, Business Development, Critical Thinking, Customer Service, Financial Advising, Health Insurance, Insurance Underwriting, Intentional collaboration, Managing performance, Policy Analysis, Portfolio Management, Prioritization, Risk Management, Stakeholder Management, Underwriting Analysis

Equal Employment Opportunity

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.