Senior Underwriter

Beacon Mutual Insurance Company; Warwick (RI); Hybrid; USD 110,000 - 150,000; Full time

Benefits offered by this job

401K savings program

Health plans

Wellness programs

Vacation time

Tuition benefits

Life Insurance

Long Term Disability

Voluntary insurance

Job summary

Beacon Mutual Insurance Company is seeking a Senior Underwriter in the Warwick, RI area to underwrite workers’ compensation business and engage with independent agents. You will analyze risk, price coverage, and negotiate terms for middle market to large accounts predominantly in Massachusetts and Rhode Island.

You will mentor colleagues, manage a portfolio of risks, and collaborate with cross-functional teams to drive profitable growth while adhering to regulatory requirements.

Qualifications

• Bachelor's degree in related field and 5 years of P&C industry experience
• Knowledge of workers' compensation underwriting principles and regulations
• Agency and portfolio management experience; ability to build relationships and negotiate/sell

Responsibilities

• Consult with agents and brokers to drive profitable growth
• Manage portfolio of risks across agency and company; participate in strategic meetings
• Research and evaluate risk; issue proper pricing and coverage for complex workers’ compensation accounts
• Negotiate strategy, terms, and pricing structures while maintaining risk quality and compliance
• Mentor and develop less experienced underwriting staff

Education

Bachelor's degree

5 years of related professional experience

Job description

Job Category: Advanced Level Professional

Requisition Number: SENIO001119

• Posted : August 20, 2026
• Full-Time
• Hybrid

Locations

Showing 1 location

Northeast USA One Beacon Centre Warwick, RI 02886, USA

Northeast USA One Beacon Centre Warwick, RI 02886, USA

Are you a committed Insurance professional? Do you strive to hold a key position where your ideas, your relationships, and your work product are valued and recognized? Do you have the desire to work with coworkers who take pride in their work and the business goals of the department? Are you and your business network based in Massachusetts and/or Rhode Island?

If so, please read on…. We are growing our business and expanding our territory, these are exciting times, and we want you to be a part of our growth.

About the Position

The Senior Underwriter will underwrite new and renewal workers’ compensation insurance which includes engaging with independent agents, soliciting and analyzing profitable new business, evaluating risk, and pricing insurance coverage on middle market to large accounts predominately in Massachusetts and Rhode Island territories. You will use your strong technical underwriting skills and your consultative approach to negotiate proposals and determine terms and conditions for coverage.

• Through professional relationships you will consult with agents and brokers and position products to agents to drive achieving the mutual goal of profitable growth.
• Serve as a liaison with agents, with responsibility for managing the overall portfolio of risks across the agency and company by participating in multidisciplinary strategic meetings.
• In addition to engaging agents and generating flow, you will research and evaluate risk and issue proper pricing and coverage for workers’ compensation insurance on accounts of complex nature and/or exposure.
• In the process of business development, you will negotiate strategy, terms and conditions, and other pricing structures and mitigation tactics while maintaining the quality of risk and adhering to compliance with workers’ compensation laws including MGL Chapter 152, NCCI procedures, classifications and rules and DBR filings.
• You will use technology, resources, and your underwriting technical skills to generate flow, quarterback multidisciplinary service teams, and build profitable mutually beneficial relationships and portfolios.
• As a Senior Underwriter you will engage in mentoring and developing less experienced staff on the technical aspects of underwriting.

Requirements: Bachelor's degree and 5 years of related professional experience or equivalent combination of education and experience in the P&C industry. Knowledge of workers' compensation underwriting principles and mechanics and insurance underwriting regulations. Agency and portfolio management experience necessary. Must possess the communication skills necessary to effectively build relationships. negotiate. and sell. In depth knowledge of agent distribution and demonstrated track record of building productive relationships is highly desirable. Willingness to travel throughout your designated territory. Driver’s license and good driving record required. CPCU preferred but not necessary. Leadership skills to mentor others is desired.

About You

• You are sales oriented, and results driven to meet or exceed goals
• You have entrepreneurial spirit, work independently and maintain vision in building a business
• You thrive in a start-up like environment and have the patience and fortitude to professionally execute short and longer-term strategic plans
• You are a seasoned technical underwriter with a successful track record of bringing in new business and developing and maintaining a profitable book of business in the MA and RI regional area.
• You enjoy the challenge of creating and maintaining mutually beneficial business endeavors
• You are adept at successfully articulating the companies value proposition

About Beacon

Our culture and our employees are at the top of our list of priorities. We strive to offer learning and development opportunities, both formal and informal. We value a work environment that is professional, friendly, inclusive and supportive, and we understand the importance of work and family balance. Beacon has been the proud recipient of the number one Best Places to Work in RI for the past four years and Beacon is a long-standing winner of the Worksite Wellness Awards due to our dedication to the health and wellbeing of our employees.

About Our Benefits

• You will enjoy a competitive base salary and bonus along with a broad range of other compensation initiatives and a generous 401K savings program
• You will have access to comprehensive health plans, life insurance, and wellness programs that offer substantial savings and health related initiatives
• Generous vacation time, and flexible schedule to allow you to enjoy a healthy work life balance
• Access to college tuition benefits for yourself and your college age children
• Life Insurance, Long Term Disability, and other voluntary insurance programs

Qualifications

Skills

Behaviors

Motivations

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Education

Experience

Licenses & Certifications

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.