Senior Technical Claims Specialist, Construction Complex

Liberty Mutual Insurance; Hartford (CT); On-site; USD 140,000 - 180,000; Full time

Job summary

Liberty Mutual Insurance seeks an experienced claims attorney to manage high-exposure, complex construction-related losses from assignment through resolution. You will lead coverage analysis, supervise discovery, and coordinate with in-house and outside experts.

The role requires strong negotiation, communication, and leadership to drive timely resolutions while guiding a multi-disciplinary team and collaborating with underwriting and risk teams. Hartford-based, on-site position.

Qualifications

• Substantial hands-on experience handling complex, litigated Commercial General Liability and/or Construction Liability claims at high exposure levels (preferably $500K+).
• Deep working knowledge of CGL and Construction Liability coverages and typical construction-related policy issues (additional insured wording, contractual indemnity, other insurance, primary/excess interaction, SIRs/deductibles).
• Proven litigation management experience: selecting/managing defense counsel, directing discovery strategy, preparing for mediation/trial, evaluating exposure and settlement leverage.

Responsibilities

• Manage a caseload of complex, litigated construction-related losses from assignment through resolution.
• Lead coverage interpretation and application for issues commonly encountered in construction claims: additional insureds, tenders, indemnity, other insurance, SIR/deductible mechanics, primary vs. excess placement, and limits erosion.
• Direct litigation strategy: analyze pleadings, manage discovery and depositions, evaluate venue and trial risk, prepare for mediations and settlement conferences.
• Build and lead the working team for each matter: coordinate Home-Office Legal, defense counsel, SIU, medical and causation experts, accident reconstructionist, engineers, and other technical consultants.
• Select, supervise and evaluate outside counsel, including budgets, staffing plans, billing guidelines, expectations, and performance measures.
• Collaborate proactively with Underwriting, Risk Control, Reinsurance/Excess, Product and Subrogation teams; identify and communicate trends and technical insights.

Skills

Litigation management

CGL coverage knowledge

Construction liability knowledge

Negotiation

Communication

Team coordination

Education

Bachelor's degree

All-lines Adjuster license

Insurance certifications

Job description

Work exclusively on technically complex, high-exposure construction-related casualty claims that require advanced legal and claims judgment. Manage a caseload of complex, litigated construction-related losses ($500K+) from assignment through resolution: coverage analysis, liability assessment, investigation planning, reserving, negotiation, settlement or denial where appropriate. Lead coverage interpretation and application for issues commonly encountered in construction claims: additional insureds, tenders, indemnity agreements, other insurance, SIR/deductible mechanics, primary vs. excess placement, and limits erosion. Direct litigation strategy: analyze pleadings, manage discovery and depositions, evaluate venue and trial risk, prepare for mediations and settlement conferences, and recommend and implement resolution strategies. Build and lead the working team for each matter: coordinate Home-Office Legal, defense counsel, SIU when appropriate, medical and causation experts, accident reconstructionist, engineers, and other technical consultants. Select, supervise and evaluate outside counsel, including establishing budgets, staffing plans, billing guidelines expectations, and performance measures. Set and adjust reserves based on defensible analysis and develop settlement strategies that protect the company's interests while advancing timely resolution. Maintain accurate, complete file documentation and ensure secure handling of financial transactions and claim information. Collaborate proactively with Underwriting, Risk Control, Reinsurance/Excess, Product and Subrogation teams; identify and communicate trends and technical insights. Mentor and coach less-experienced claims professionals and contribute to team training, process improvements, and special projects.

• Substantial hands-on experience handling complex, litigated Commercial General Liability and/or Construction Liability claims at high exposure levels (preferably $500,000+).
• Deep working knowledge of CGL and Construction Liability coverages and typical construction-related policy issues (additional insured wording, contractual indemnity, other insurance, primary/excess interaction, SIRs/deductibles).
• Proven litigation management experience: selecting/managing defense counsel, directing discovery strategy, preparing for mediation/trial, evaluating exposure and settlement leverage.
• Strong technical judgment and the ability to articulate and defend coverage and liability positions to legal, underwriting, and management partners.
• Track record of using and directing experts (medical, causation, engineers, reconstruction) on complex causation and damages issues.
• Excellent negotiation, communication and stakeholder management skills.
• Ability to manage multiple high-priority matters and meet deadlines under pressure.
• Bachelor's degree (preferred) and relevant claims/insurance industry certifications or licenses as applicable.
• Ability to obtain and maintain needed All-lines Adjuster license.
• Claims/Industry certifications a plus!