Senior Stop-Loss Underwriter | Risk Pricing & Analytics

Highmark Health; Montgomery (AL); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics.

The role involves applying underwriting policy, assessing risk for renewals and amendments, and producing reports to support profitability and growth. Collaboration with internal teams and external partners will be essential.

Qualifications

• Underwriting self-funded and converting prospects experience
• Ability to interpret pricing policies and adjust for unusual cases
• Experience analyzing risk factors and market data for rates

Responsibilities

• Price quotes and analyze contract structure for group plans
• Assess risk using claims experience and employee group characteristics
• Prepare reports on underwriting results and financial activity
• Provide guidance to lower level analysts and maintain tools
• Support compliance, fraud detection, and product development efforts

Skills

Stakeholder interaction

Interdepartmental coordination

Independent project work

Privacy compliance

Problem solving

Mathematical aptitude

Education

Bachelor's in quantitative field

Job description

HM Insurance Group is seeking an underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics.

The role involves applying underwriting policy, assessing risk for renewals and amendments, and producing reports to support profitability and growth. Collaboration with internal teams and external partners will be essential.