Senior Stop-Loss Underwriter - Self-Funded Risk Expert

Highmark Health; Honolulu (HI); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group in Honolulu seeks an experienced Underwriter to price quotes and analyze the structure of contracts for group plans. You will work within HMIG's risk framework to ensure profitability and growth.

Responsibilities include renewing accounts, calculating rates, identifying risk patterns, and applying corporate risk policies. You will prepare reports and support internal and external stakeholders with pricing rationale.

Qualifications

• Bachelor's degree in a quantitative field or equivalent experience.
• 6 years of relevant, progressive underwriting experience if no degree.

Responsibilities

• Renew accounts and write new business at profitable levels to meet targets.
• Calculate rates and interpret pricing policy for various scenarios.
• Identify questionable claim patterns and advise on pricing adaptations.
• Apply risk management policies and adjust for unusual pricing cases.
• Assist and guide lower level analysts and support departments.

Skills

Stakeholder management

Data analysis

Independent work

Problem solving

Ethical practices

Mathematical aptitude

Negotiation skills

Communication

Education

Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline

Substitutions: 6 years relevant, progressive experience in the area of specialization

Job description

HM Insurance Group in Honolulu seeks an experienced Underwriter to price quotes and analyze the structure of contracts for group plans. You will work within HMIG's risk framework to ensure profitability and growth.

Responsibilities include renewing accounts, calculating rates, identifying risk patterns, and applying corporate risk policies. You will prepare reports and support internal and external stakeholders with pricing rationale.