Senior Stop-Loss Underwriter Self-Funded Group Health

Highmark Health; Williamstown (NJ); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. The role involves applying underwriting authority within policy guidelines to ensure profitability and growth, while identifying quotes that align with HMIG's risk framework.

The position requires 5–7 years of underwriting experience for self-funded and converting options, a strong math background, and the ability to

Qualifications

• Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline.
• 6 years relevant, progressive experience in the area of specialization.
• Excellent math aptitude and strong analytical skills.

Responsibilities

• Renewal and new business pricing at profitable levels to support HMIG targets.
• Calculate rates and interpret pricing policies for varied situations.
• Identify questionable claim patterns and provide pricing recommendations.
• Apply corporate risk management policies and adapt pricing for unusual client situations.
• Lead and mentor junior analysts and support departmental tools and processes.

Skills

Stakeholder management

Analytical skills

Negotiation

Mathematics aptitude

Education

Bachelor's degree in quantitative field

Tools

Computer systems/tools

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. The role involves applying underwriting authority within policy guidelines to ensure profitability and growth, while identifying quotes that align with HMIG's risk framework.

The position requires 5–7 years of underwriting experience for self-funded and converting options, a strong math background, and the ability to