Senior Stop-Loss Underwriter – Group Benefits & Risk

Highmark Health; Alaska; On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced Underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. You will exercise underwriting authority to drive profitability and growth while identifying quotes that align with HMIG's risk framework.

The role involves evaluating enrollment, renewals, and amendments, and generating reports with justification for pricing decisions.

Qualifications

• Bachelor's degree in a quantitative field.
• 6 years relevant, progressive experience in the area of specialization.
• 5-7 years' experience in underwriting of self-funded and converting fully insured prospects to self-funding.

Responsibilities

• Renewing accounts and writing new business at profitable levels to meet HMIG targets.
• Calculate rates, apply pricing policy, and adapt to unusual situations.
• Identify questionable claim patterns and develop recommendations for prospects.
• Apply corporate risk management policies and adjust for unusual pricing considerations.
• Communicate policy adaptations and pricing changes to clients with rationale.

Skills

Underwriting experience

Contract analysis

Financial risk assessment

Stakeholder communication

Data interpretation

Education

Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline

Tools

Pricing tools

Job description

HM Insurance Group is seeking an experienced Underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. You will exercise underwriting authority to drive profitability and growth while identifying quotes that align with HMIG's risk framework.

The role involves evaluating enrollment, renewals, and amendments, and generating reports with justification for pricing decisions.