Senior Group Stop-Loss Underwriter — Strategic Pricing

Highmark Health; Central City (CO); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group seeks an experienced underwriter to price quotes and analyze group contracts based on claims, employee group characteristics, and risk factors. The role involves using underwriting authority within HMIG policies to ensure profitability, growth, and compliant enrollment.

You will prepare risk analyses, rate calculations, and reports for clients, producers, and internal teams. Required are a bachelor’s degree in a quantitative field and 5–7 years of underwriting experience with

Qualifications

• Bachelor’s degree in a quantitative field as listed.
• 6 years relevant progressive experience acceptable in substitutions.
• Experience in underwriting self-funded and converting plans is required.

Responsibilities

• Renew accounts and write new business at profitable levels to meet targets.
• Calculate rates and apply pricing policies across diverse markets.
• Identify questionable claim patterns and advise on risk factors for prospects.
• Apply risk management policies and adjust pricing for unusual cases.
• Ensure client enrollment complies with policies and guidelines.
• Provide technical guidance to junior analysts and support tool maintenance.

Skills

Excellent math aptitude

Problem solving

Negotiation skills

Organizational skills

Privacy compliance

Stakeholder communication

Ability to use computer systems

Education

Bachelor's Degree in Mathematics/Actuarial/Finance/Business/CS

Job description

HM Insurance Group seeks an experienced underwriter to price quotes and analyze group contracts based on claims, employee group characteristics, and risk factors. The role involves using underwriting authority within HMIG policies to ensure profitability, growth, and compliant enrollment.

You will prepare risk analyses, rate calculations, and reports for clients, producers, and internal teams. Required are a bachelor’s degree in a quantitative field and 5–7 years of underwriting experience with