Senior Software Engineer - Payments & Distributed Systems

Hidden Road; United States; On-site; USD 172,000 - 215,000; Full time

Benefits offered by this job

Equity

Bonuses

Retirement plan

Family forming benefits

Mobile stipend

Wellness reimbursement

Parental leave

Catered lunches

Job summary

Ripple is seeking a Senior Software Engineer to design and build enterprise‑level payment applications that enable cross‑border settlements quickly and securely. You will prototype and implement solutions, mentoring the team and aligning with product, legal, and business partners.

The role emphasizes deep backend expertise, API design, and ownership of critical features within a distributed, cloud‑native environment.

Qualifications

• 5+ years of backend software engineering experience.
• Hands-on backend engineering for modern, cloud-native distributed systems.
• Proven track record delivering complex features in large-scale, regulated environments.

Responsibilities

• Understand distributed systems architectures as they relate to payments.
• Build scalable, high-performing enterprise software.
• Own API design and service contracts (REST/gRPC).
• Collaborate with product, legal, and business teams to align on goals.
• Drive engineering processes and mentor teammates.

Skills

5+ years experience

Backend engineering

API design

Java

Cloud platforms (AWS)

Kubernetes

Distributed systems

Tools

Kubernetes

ECS

Kafka

Go

Spring Boot

Java

Job description

Ripple is seeking a Senior Software Engineer to design and build enterprise‑level payment applications that enable cross‑border settlements quickly and securely. You will prototype and implement solutions, mentoring the team and aligning with product, legal, and business partners.

The role emphasizes deep backend expertise, API design, and ownership of critical features within a distributed, cloud‑native environment.