Senior Software Engineer - Home Lending (Remote)

Upstart; United States; On-site; USD 166,900 - 230,900; Full time

Benefits offered by this job

Competitive compensation

401k with company match

Employee Stock Purchase Plan

Health coverage

HSA contributions

Paid time off

Parental leave

EAP

Wellness allowance

Productivity allowance

Office perks

Job summary

Upstart is seeking a Senior Software Engineer to own the reliability, quality, and momentum of borrower-facing systems in our Home Lending team. You will balance speed, risk, maintainability, and impact while partnering across Product, Design, Data and ML, Servicing, and Operations.

You will lead design and implementation for multi-quarter projects, improve conversion and satisfaction, and help set engineering standards in a rapidly growing product area.

Qualifications

• Bachelor’s degree in CS, Engineering, or Math, or equivalent with 4 years of software engineering experience.
• Experience building and maintaining production software for consumer-facing web apps.
• Experience owning production systems including on-call responsibilities.
• Experience driving multi-quarter engineering projects from design through delivery.

Responsibilities

• Build and improve borrower-facing systems that support Home Lending's application, decisioning, and closing experience
• Own production quality for critical borrower flows, including reliability, observability, error reduction, and on-call support
• Partner with Product, Design, Data and Machine Learning, Servicing, and Operations to deliver effective solutions across complex lending workflows
• Lead technical design and implementation for multi-quarter projects that improve borrower conversion, satisfaction, and product quality
• Make thoughtful technical tradeoffs that balance near-term delivery with long-term maintainability as Home Lending volume and product scope grow
• Improve team execution through code reviews, technical guidance, documentation, and practical engineering standards

Skills

Production systems

Backend engineering

UI engineering

On-call responsibilities

Technical project ownership

Education

Bachelor's degree in CS/Engineering/Math

Job description

Upstart is seeking a Senior Software Engineer to own the reliability, quality, and momentum of borrower-facing systems in our Home Lending team. You will balance speed, risk, maintainability, and impact while partnering across Product, Design, Data and ML, Servicing, and Operations.

You will lead design and implementation for multi-quarter projects, improve conversion and satisfaction, and help set engineering standards in a rapidly growing product area.