Senior SME Loan Workout and Collections Manager

Impact Services Corporation; United States; Presencial; USD 85.000 - 120.000; Jornada completa

Descripción de la vacante

Paycom - ATS is seeking a Portfolio Manager of Collections and Workout to oversee the post-closing health of our small business loan portfolio. You will monitor performance, structure workouts, and guide recoveries to protect fund capital while helping distressed borrowers regain viability.

You will collaborate with the TA team to pair borrowers with business coaching and ensure compliance with applicable laws, regulations, and internal policies.

Formación

• 3–5 years of experience in commercial loan portfolio management, asset recovery, loan workout, or small business credit analysis.
• Strong proficiency in commercial financial analysis, understanding cash flow statements, tax returns, and balance sheets.
• Proven ability to structure creative solutions for complex distressed financial situations.
• Exceptional interpersonal and negotiation skills with stressed small business owners.
• Familiarity with commercial collection laws, bankruptcy chapters (7, 11, 13), and UCC filings.

Responsabilidades

• Monitor the loan portfolio for early distress signals and update risk ratings.
• Design, negotiate, and execute workout agreements including modifications, deferrals, or forbearance.
• Coordinate legal actions with outside counsel and oversee asset liquidation and recovery.
• Prepare delinquency, workout effectiveness, and non-performing asset reports for management.

Conocimientos

Portfolio management

Financial analysis

Negotiation

Communication

Legal knowledge

Bilingual (Spanish–English)

Descripción del empleo

Paycom - ATS is seeking a Portfolio Manager of Collections and Workout to oversee the post-closing health of our small business loan portfolio. You will monitor performance, structure workouts, and guide recoveries to protect fund capital while helping distressed borrowers regain viability.

You will collaborate with the TA team to pair borrowers with business coaching and ensure compliance with applicable laws, regulations, and internal policies.