Senior Small Business Underwriter for Commercial Lending

Capital One National Association; Plano (TX); On-site; USD 138,000 - 158,000; Full time

Job summary

Capital One National Association is seeking a Commercial Underwriter II to support small business borrowers. You will underwrite loans up to $10MM, renewals, and annual reviews while collaborating with business bankers and loan advocates to ensure policy alignment and a strong customer experience.

The role emphasizes credit risk assessment, adherence to regulatory requirements, and ongoing process improvements within the Small Business Lending Ops team.

Qualifications

• Bachelor's Degree or Military experience required.
• At least 4 years of experience in credit administration or commercial lending.
• Preferred: 5+ years of related underwriting experience; degrees in Finance or Accounting.
• Completion of formal credit training is a plus.

Responsibilities

• Underwrites and renewals of loans up to $10MM.
• Underwrites and decisions new loan requests and annual reviews.
• Supports business bankers with loan structuring per policy.
• Delivers excellent customer experience and regulatory compliance.
• Identifies process improvements in underwriting and risk management.
• Contributes to department training and growth.

Skills

Commercial underwriting

Credit analysis

Risk assessment

Regulatory compliance

Education

Bachelor's Degree

Military experience

Bachelor's Degree in Finance

Bachelor's Degree in Accounting

Job description

Capital One National Association is seeking a Commercial Underwriter II to support small business borrowers. You will underwrite loans up to $10MM, renewals, and annual reviews while collaborating with business bankers and loan advocates to ensure policy alignment and a strong customer experience.

The role emphasizes credit risk assessment, adherence to regulatory requirements, and ongoing process improvements within the Small Business Lending Ops team.